蚂蚁财富 vs Z有钱
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
蚂蚁财富
A comprehensive financial management platform offering a wide range of investment products, including funds, gold, and fixed deposits. It provides real-time market data, personalized watchlists, and a community for investors to share insights and experiences. Manage your assets clearly with daily income tracking and custom grouping.
- Diverse investment products (funds, gold, fixed deposits)
- Real-time market data and analysis
- Personalized watchlists for stocks and funds
- Professional financial community for interaction
- Clear asset management with daily income tracking
- Fund subscription discounts
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蚂蚁财富APP是蚂蚁集团旗下一站式理财平台。包含各类理财产品、理财服务、社区互动等特色功能，平台覆盖超9300支基金，申购费用1折起，致力为投资者提供更安全更全面的一站式理财平台。 【核心页面】 1、首页 余额宝、基金、黄金、定期等理财品类齐全，全面覆盖实时财经资讯、行情信息、市场解读。 2、自选 呈现自选股票&基金实时信息，提供全面及时的自选资讯、大事件、异动提醒等服务。 3、行情 沪深、港股、美股市场行情一应俱全，快速获取股票涨跌排行，了解市场动态。 4、社区 专业金融理财社区，机构大V在线互动，交流投资理念和实战经验，理财路上不再孤单。 5、资产 资产结构简单明了，每日收益一目了然，支持自定义创建资产分组，资产管理更清晰。
Z有钱
This app offers a streamlined approach to personal finance management. It simplifies tracking expenses and income through voice or photo input, provides insightful financial reports, and helps users manage budgets effectively.
- Voice and photo expense tracking
- Budget management
- Financial reporting with charts
- Multi-ledger management
- Income and expense flow visualization
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Z有钱是一款极简顺手的智能记账和财务管理APP。支持语音、拍照一键快捷记账；帮助用户解决查账、记账、预算管理等财务问题；结合全景统计图表与多账本个性化管理，清晰展示收支流向。
Screenshots
Verdict
The clearest difference is review sentiment: Z有钱 at 95% against 蚂蚁财富's 55%. Z有钱 also leads on monetization model (free vs free with in-app purchases). 蚂蚁财富's advantage is device support (4 vs 2) and iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
蚂蚁财富 ships an update fortnightly, Z有钱 every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | 蚂蚁财富 | Z有钱 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (357 ratings) — better | — |
| Positive reviews | 54.8% of reviews | 95.0% of reviews — better |
| Number of ratings | 357 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 391 MB | 158 MB |
| Age rating | 4+ | 4+ |
| Developer | Ant Wealth (Shanghai) Technology Co., Ltd. | Chongqing Duxiaoman Information Technology Co.Ltd |
Customer experience
蚂蚁财富
Z有钱
In-app purchases
蚂蚁财富
No in-app purchases
Z有钱
No in-app purchases
