融360 vs 马上金融 (安逸花借款)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
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融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
马上金融 (安逸花借款)
This app offers quick and reliable personal loans from a licensed financial institution. Borrow up to 300,000 yuan with fast approval and disbursement, and enjoy opportunities to increase your credit limit. It's designed for convenient online applications and flexible repayment options.
- High loan limits up to 300,000 yuan
- Fast approval and disbursement (as quick as 1 minute)
- Secure and trustworthy lending platform
- Opportunities for credit limit increases
- Online application with ID and phone number
- Circular credit for up to 5 years
- Convenient repayment options
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马上金融APP（涵盖“安逸花”相关借款服务）——为持牌机构旗下产品，马上消费旗下信贷平台 【信贷】额度最高20万元，用钱无忧金融 【专业】借款大平台，审批通过后最快1分钟放款 【正规】放心借贷，有保障、可信赖 【权益】享最高5万元提额机会，多种方式助提额 【平台介绍】 马上金融APP(涵盖“安逸花”相关借款服务)为马上消费金融股份有限公司推出的，一款循环额度的借钱贷款产品的申请平台，最高额度20万元，用户可以在额度范围内进行分期借钱贷款，并可自主提现至银行卡。登录马上金融APP，即可体验“安逸花”便捷借款服务。专业正规，安全便捷，值得信赖！ 【产品特点】 1. 额度高：额度最高可达20万元 2. 效率高：贷款全程线上，使用身份证+手机号即可申请，审批通过后最快1分钟放款！ 3. 操作易：借款进度随时查，还款操作很方便 4. 可循环：一次授信，循环使用，额度有效期为5年，年化利率（单利）7.2%-24% 5. 更便捷：金融贷款，信贷助手（小额贷款，贷款平台，借钱平台，现金借款，借款平台）就找马上金融 【关于马上消费】 马上消费旗下信贷APP包括：安逸花 | 马上金融 | 优逸花 马上消费金融股份有限公司（简称“马上消费”）是一家经原中国银保监会批准，持有消费金融牌照的科技驱动型金融机构。马上消费金融为您提供专业、智能、便捷的消费借贷、分期借款。 【资金来源】 贷款资金由马上消费金融股份有限公司及/或合作金融机构提供 【相关协议】 《隐私政策》https://vayh.msxf.com/protocol/privacy_protocol 《用户服务协议》https://vayh.msxf.com/protocol/regist_protocol 【联系我们】 马上消费官网：www.msxf.com 客服电话：95090 【温馨提示】 贷款额度、放款时间、通过率以实际审批结果为准 贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期
Screenshots
Verdict
The clearest difference is in-app purchases: 融360 at none against 马上金融 (安逸花借款)'s 5. 马上金融 (安逸花借款)'s advantage is ads (none vs shown) and rating (4.8 vs 4.4). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 马上金融 (安逸花借款) sells 5 in-app purchases, starting at $0.49 per month. 融360 asks for nothing beyond the download.
马上金融 (安逸花借款) holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 马上金融 (安逸花借款) has 105K ratings behind it against 41, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 97% of 马上金融 (安逸花借款)'s.
融360 ships an update every 6 weeks, 马上金融 (安逸花借款) every 5 weeks. The most recent releases landed on September 25, 2026 and September 27, 2026 respectively.
| Parameter | 融360 | 马上金融 (安逸花借款) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (41 ratings) | 4.8 (105K ratings) — better |
| Positive reviews | 87.9% of reviews | 96.8% of reviews — better |
| Number of ratings | 41 | 105K — better |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 104 MB | 59 MB |
| Age rating | 17+ | 17+ |
| Developer | 融360 | 马上消费金融股份有限公司 |
Customer experience
融360
马上金融 (安逸花借款)
In-app purchases
融360
No in-app purchases
马上金融 (安逸花借款)
- 基础版连续包月会员$0.491 Month
- 钜惠逸骊会员基础版$0.991 Month
- 标准版连续包月会员$1.491 Month
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- 逸骊会员连包月卡$5.991 Month
- 尊享逸骊会员连包月卡$14.991 Month
