融360 vs 榕树贷款
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
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融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
榕树贷款
This platform offers a secure and efficient way to access financial services for individuals and small businesses. It leverages AI and cloud technology to provide a comprehensive, one-stop solution with transparent fees and a variety of loan products.
- Intelligent financial services
- AI and cloud technology
- Secure and compliant
- Transparent fees
- Diverse loan products
- Convenient application
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榕树贷款，港股上市公司旗下智能金融综合服务平台。 关于榕树：榕树贷款是港股上市公司旗下智能金融综合服务平台，2017年上线，荣获多项荣誉资质认证，持续多年安全稳定运营。依托领先的人工智能、云计算等核心技术优势，聚焦金融行业数智化需求，促进数智金融服务效率提升，为个人用户和小微企业提供安全、高效、智能的一站式金融服务。具有申请便捷、安全合规、息费透明、产品丰富等特点。
Screenshots
Verdict
The clearest difference is ads: 榕树贷款 at none against 融360's shown. 榕树贷款 also leads on ratings volume (33K vs 41) and monetization model (free vs ad-supported). 融360's advantage is rating (4.4 vs 4.0). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
融360 holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: 榕树贷款 has 33K ratings behind it against 41, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 95% of 榕树贷款's, so the app with the better star average is not the one people write more warmly about.
融360 ships an update every 6 weeks, 榕树贷款 every 3 weeks. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.
| Parameter | 融360 | 榕树贷款 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (41 ratings) — better | 4.0 (33K ratings) |
| Positive reviews | 87.9% of reviews | 95.2% of reviews — better |
| Number of ratings | 41 | 33K — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 104 MB | 85 MB |
| Age rating | 17+ | 17+ |
| Developer | 融360 | Shanghai JiaShu Technology Co., Ltd |
Customer experience
融360
榕树贷款
In-app purchases
融360
No in-app purchases
榕树贷款
No in-app purchases
