融360 vs 携程金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
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融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
携程金融
This financial platform offers quick and secure loan services, with options for personal credit, installment payments, and interest-free travel bookings. It aims to help users manage their finances with transparent fees and official brand backing.
- Convenient borrowing up to 200,000
- New user interest-free trial
- Installment payments for purchases
- Interest-free travel bookings
- Secure, encrypted transactions
- Transparent fees and charges
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携程旗下金融服务平台,致力于帮助用户解决关于“钱”的问题，提供高效、便捷的金融科技服务。 产品优势： 【便捷借钱】至高可借20万，审批便捷 【息费透明】年化利率（单利）3.6%-24% 【新人福利】信用贷新用户借款，有机会享0息费免费借10天 【场景分期】拿去花|信用购，先消费后还款 【分期贷款】3期免息预订酒店，订机票门票有机会享免息 【携程品牌】携程旗下，信息加密放款有保障，为您提供全程保护 市场有风险，理财需谨慎 贷款额度、放款时间、通过率等以实际审批为准，贷款有风险，借款需谨慎，请根据个人能力合理贷款 欢迎微信关注“携程金融服务号”，更多福利活动等你来玩。
Screenshots
Verdict
The clearest difference is ads: 携程金融 at none against 融360's shown. 携程金融 also leads on rating (4.9 vs 4.4) and ratings volume (69K vs 45). 融360's advantage is review sentiment (88% vs 71%) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
携程金融 holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: 携程金融 has 69K ratings behind it against 45, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 71% of 携程金融's, so the app with the better star average is not the one people write more warmly about.
融360 ships an update every 6 weeks, 携程金融 monthly. Both last shipped on November 11, 2026.
| Parameter | 融360 | 携程金融 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (45 ratings) | 4.9 (69K ratings) — better |
| Positive reviews | 87.9% of reviews — better | 71.4% of reviews |
| Number of ratings | 45 | 69K — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 104 MB | 138 MB |
| Age rating | 17+ | 17+ |
| Developer | 融360 | 携程科技(上海)有限公司 |
Customer experience
融360
携程金融
In-app purchases
融360
No in-app purchases
携程金融
No in-app purchases
