Comparison

融360 vs 仁天花聚合版

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

融360

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

Highlights
  • Loan amount up to 200,000 CNY
  • Low annual interest rates (7.2%-24%)
  • Flexible repayment options (6, 12, 24 months)
  • Loans from regulated financial institutions
  • Financial education and industry reports
  • AI-powered product matching
Features
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融360(www.rong360.com)成立于2011年10月,以“让金融更简单,成为每个人的金融伙伴”为使命与愿景。2017年11月16日,融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度:最高额度20万元。 2、安全借贷:贷款资金由正规持牌金融机构提供。 3、利率优势:贷款年化利率 7.2%-24%(以审核为准)。 4、还款灵活:可根据实际需求灵活选择不同还款方式(可分6期,12期,24期等还款方式)。 5、服务优质:我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术,为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外,融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准; 贷款有风险、借款需谨慎,请依据个人能力合理贷款,理性消费,避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360

About

仁天花聚合版

Features
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仁天花聚合版为用户提供最新、最佳的购房信息指南,从准备购买到注意事项,全面解析指导。

Screenshots

融3604 screens
仁天花聚合版3 screens

Verdict

The call

The clearest difference is ads: 仁天花聚合版 at none against 融360's shown. 仁天花聚合版 also leads on update cadence (daily vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

融360 ships an update every 6 weeks, 仁天花聚合版 daily. The most recent releases landed on October 24, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
融360 versus 仁天花聚合版: the parameters behind the verdict, then further details
Parameter融360仁天花聚合版
PriceFreeFree
Rating4.4 (42 ratings) — better—
Positive reviews87.9% of reviews—
Number of ratings42 — better—
Update frequencyEvery 6 weeksDaily — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size104 MB54 MB
Age rating17+17+
Developer融360Meishan Rentian technology Co., LTD

In-app purchases

None

融360

No in-app purchases

None

仁天花聚合版

No in-app purchases

Questions

Is 融360 free?
融360 is free to download, with no in-app purchases.
Is 仁天花聚合版 free?
仁天花聚合版 is free to download, with no in-app purchases.
Do 融360 or 仁天花聚合版 have ads?
融360 shows ads; 仁天花聚合版 does not.
Which is updated more often, 融360 or 仁天花聚合版?
融360 ships an update every 6 weeks, and 仁天花聚合版 daily. Most recently, 融360 was updated on October 24, 2026 and 仁天花聚合版 on September 21, 2026.

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