Comparison

NJFCU Mobile vs CJFCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NJFCU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Digital wallet for contactless payments
  • Secure card access for money sharing
Features
Read full description

Manage your NJFCU accounts securely and conveniently from anywhere, using NJFCU Mobile. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Members of North Jersey FCU are enabled to have financial freedom, along with the ability to empower their communities and achieve their goals. That’s why we developed NJFCU Mobile - to manage your everyday banking needs. Some features included are: Dashboard - Manage all of your NJFCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. Digital Wallet & iPay – Add your NJFCU Mastercard credit cards and debit cards to your mobile device for contact-less payments, secure card-access to money sharing apps, and more! Download our mobile app today, for instant access to your North Jersey FCU accounts!

About

CJFCU Mobile Banking

Manage your finances and perform transactions securely on the go. Access account balances, view transaction history, transfer funds, and make loan payments anytime, anywhere.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Make loan payments
  • 24/7 account access
  • Secure financial transactions
Read full description

With Central Jersey Federal Credit Union Mobile Banking Application, you can easily access your accounts 24/7. CJFCU Mobile Banking allows you the convenience of managing your finances and performing financial transactions securely anywhere – anytime! FEATURES: • Check Account Balances • View Transaction History • Transfer Funds between accounts • Make Loan Payments SUPPORT: Phone Number: 732.634.0600 Email: support@cjfcu.org

Screenshots

NJFCU Mobile4 screens
CJFCU Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: NJFCU Mobile at 62% against CJFCU Mobile Banking's 0%. NJFCU Mobile also leads on rating (4.8 vs 2.1) and ratings volume (2.6K vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NJFCU Mobile holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: NJFCU Mobile has 2.6K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 62% of NJFCU Mobile's written reviews are positive against 0% of CJFCU Mobile Banking's.

UpkeepUpdate frequency

NJFCU Mobile ships an update every 4 months, CJFCU Mobile Banking every 5 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
NJFCU Mobile versus CJFCU Mobile Banking: the parameters behind the verdict, then further details
ParameterNJFCU MobileCJFCU Mobile Banking
PriceFreeFree
Rating4.8 (2.6K ratings) — better2.1 (7 ratings)
Positive reviews61.9% of reviews — better0.0% of reviews
Number of ratings2.6K — better7
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size30 MB26 MB
Age rating4+4+
DeveloperNORTH JERSEY FEDERAL CREDIT UNION INCCentral Jersey Federal Credit Union

Customer experience

NJFCU Mobile

All ratings1,969 ratings
Positive96.0%
Neutral2.6%
Negative1.4%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

CJFCU Mobile Banking

All ratings7 ratings
Positive14.3%
Neutral14.3%
Negative71.4%
Written reviews5 reviews
Positive0.0%
Neutral20.0%
Negative80.0%

Bugs and requests

NJFCU Mobile

Reported bugs

2 issues
  • App freezing and crashing
  • Login issues and inability to view account balances

Requested features

2 requests
  • Credit card option to build credit
  • Ability to view pending transactions

CJFCU Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NJFCU Mobile

No in-app purchases

None

CJFCU Mobile Banking

No in-app purchases

Questions

Is NJFCU Mobile free?
NJFCU Mobile is free to download, with no in-app purchases.
Is CJFCU Mobile Banking free?
CJFCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, NJFCU Mobile or CJFCU Mobile Banking?
NJFCU Mobile is rated higher. NJFCU Mobile averages 4.8 out of 5 from 2.6K ratings, while CJFCU Mobile Banking averages 2.1 from 7 ratings.
Do NJFCU Mobile or CJFCU Mobile Banking have ads?
Neither NJFCU Mobile nor CJFCU Mobile Banking shows ads.
Which is updated more often, NJFCU Mobile or CJFCU Mobile Banking?
NJFCU Mobile ships an update every 4 months, and CJFCU Mobile Banking every 5 months. Most recently, NJFCU Mobile was updated on October 29, 2026 and CJFCU Mobile Banking on October 19, 2026.

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