Comparison

中银证券 vs 招商证券

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中银证券

This app provides a comprehensive platform for stock and fund trading, offering real-time market data, a wide range of financial products, and convenient transaction processing. It aims to be a one-stop solution for investors to manage their portfolios and conduct financial business efficiently and securely.

Highlights
  • One-stop investment and wealth management
  • Real-time market data
  • Fast trading execution
  • Diverse financial products
  • Professional investment information
  • Convenient business handling
Features
Read full description

【产品简介】 中银证券APP是中银证券为投资者用心打造的一站式股票基金交易平台,在该平台上投资者可以进行手机炒股、基金理财、业务办理。实时行情交易,安全可靠;丰富的理财产品,尽在掌握;便捷的业务办理,节省时间。中银证券全心全意服务,为您投资保驾护航。 【产品优势】 1、一站式综合服务,极速开户、行情资讯、多类型交易理财,业务办理等功能一键登录,轻轻松松投资理财; 2、实时行情,极速交易,交易下单快如闪电; 3、多层次的理财产品,满足您的不同需求; 4、专业全面的资讯,为您推荐有用的投资理财信息。 温馨提示:市场有风险,投资需谨慎。

About

招商证券

This comprehensive wealth management platform allows users to trade stocks and invest in funds. It offers various stock selection tools, low-fee fund purchases, and exclusive new customer benefits. Manage your finances with features like smart investing and salary-based wealth accumulation.

Highlights
  • Stock trading
  • Fund investment
  • Stock selection tools
  • Low-fee fund purchases
  • New customer benefits
  • Smart investing
  • Salary wealth management
Features
Read full description

百年招商,值得信赖。招商证券APP作为炒股票、买基金,综合的财富管理服务平台,是广大用户的选择。股市有招,提供多种选股策略服务工具;理财有招,超3000只基金申购费率1折起,逾1200只基金0元申购。选择招商证券APP,招财有道。 【独家】新客开户享好礼 开户即送level2、6.88%新客专享理财、财管计划、神奇九转1年体验券、智能画线1年体验券、MACD专家一年体验券。 (新客户可下载最新版APP,在“招商证券APP-我的”参与活动,领取价值约千元新人福利。活动规则详见活动页面。本活动自2022年1月6日起至下线前长期有效,招商证券有权单方面调整下线时间。) 【工具】神奇九转、智能画线等选股辅助工具,帮助发现走势拐点 【选股】智能选股,选定指标简单两步轻松选股 【升级】招财号全站升级,轻松获取一手及时资讯 【改版】全新首页,信息模块化整合,更聚焦 【新增】指数赛道,选对赛道,财富加速 【升级】智能定投,轻松设置,高效投资 【新增】工资理财,稳中求进,积少成多,盈亏每日可见 股市有风险,入市需谨慎。

Screenshots

中银证券4 screens
招商证券4 screens

Verdict

The call

The clearest difference is rating: 招商证券 at 4.8 against 中银证券's 3.5. 招商证券 also leads on ratings volume (141K vs 6) and device support (4 vs 2). 中银证券's advantage is review sentiment (82% vs 43%) and in-app purchases (none vs 19). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 招商证券 sells 12 one-off in-app purchases. 中银证券 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

招商证券 holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: 招商证券 has 141K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 82% of 中银证券's written reviews are positive against 43% of 招商证券's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
中银证券 versus 招商证券: the parameters behind the verdict, then further details
Parameter中银证券招商证券
PriceFreeFree
Rating3.5 (6 ratings)4.8 (141K ratings) — better
Positive reviews81.8% of reviews — better42.7% of reviews
Number of ratings6141K — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS13.013.0
Further details — not scored
Size269 MB374 MB
Age rating4+12+
DeveloperBOC International (China) Limited招商证券股份有限公司

Customer experience

中银证券

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews22 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

招商证券

All ratings1,268 ratings
Positive91.9%
Neutral1.6%
Negative6.5%
Written reviews75 reviews
Positive42.7%
Neutral0.0%
Negative57.3%

Bugs and requests

中银证券

Not enough reviews yet to summarise bugs or requests.

招商证券

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Delayed order execution
  • Incorrect display of buy/sell orders
  • Frequent app crashes

Requested features

5 requests
  • Add support for overnight reverse repo trading
  • Improve portfolio analysis and reporting
  • Optimize for tablet/iPad usage
  • Provide more customization options
  • Integrate with third-party trading platforms

In-app purchases

None

中银证券

No in-app purchases

12 purchases

招商证券

One-time12
  • 研报掘金-1个月套餐$0.99
  • MACD专家-1个月套餐$0.99
  • KDJ专家-1个月套餐$0.99
Show 9 more
  • KDJ专家-3个月套餐$2.99
  • BOLL专家-3个月套餐$2.99
  • 北上掘金-1个月套餐$12.99
  • MACD专家-12个月套餐$12.99
  • KDJ专家-12个月套餐$12.99
  • BOLL专家-12个月套餐$12.99
  • 机构持仓-3个月套餐$49.99
  • 神奇九转-12个月套餐$79.99
  • 机构持仓-12个月套餐$149.99

Questions

Is 中银证券 free?
中银证券 is free to download, with no in-app purchases.
Is 招商证券 free?
招商证券 is free to download, with in-app purchases available.
Which has better reviews, 中银证券 or 招商证券?
招商证券 is rated higher. 中银证券 averages 3.5 out of 5 from 6 ratings, while 招商证券 averages 4.8 from 141K ratings.
Do 中银证券 or 招商证券 have ads?
Neither 中银证券 nor 招商证券 shows ads.
Which is updated more often, 中银证券 or 招商证券?
中银证券 ships an update every 3 weeks, and 招商证券 every 3 weeks. Most recently, 中银证券 was updated on October 29, 2026 and 招商证券 on October 30, 2026.

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