Expense Split vs Divvy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Split
Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.
- Split bills in seconds
- Customizable and smart splits
- Intelligent expense suggestions
- Organized group overviews
- Real-time collaboration
- Simplified debt settlement
- Privacy-focused, no account needed
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Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.
Divvy
Easily share expenses with friends by creating groups and tracking who owes what. Supports multiple currencies and offers flexible repayment options for seamless settlement.
- Create and manage expense groups
- Add expenses with multiple currencies
- Automatic currency conversion
- Calculate easiest repayment methods
- Personalize groups with photos
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Divvy makes it easy to share expenses with friends. 1. Create a group and invite your friends. 2. Members can add expenses. Divvy keeps track of everything. 3. When you're ready to settle, Divvy will figure out how everyone get's repaid in the easiest way possible. BRING DIVVY ON YOUR NEXT VACATION Add expenses in 30 different currencies. Divvy will automatically convert the amount based on the latest exchange rate. SETTLE THE WAY YOU PREFER Add all the ways others can pay you back. PERSONALIZE YOUR GROUP Add a photo to your group to make it truly yours.
Screenshots
Verdict
The clearest difference is rating: Expense Split at 4.7 against Divvy's 3.0. Expense Split also leads on review sentiment (33% vs 0%) and ratings volume (20 vs 2). Divvy's advantage is in-app purchases (none vs 4). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Split sells 4 one-off in-app purchases. Divvy asks for nothing beyond the download.
Expense Split holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Expense Split has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 33% of Expense Split's written reviews are positive against 0% of Divvy's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.
| Parameter | Expense Split | Divvy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (20 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 20 — better | 2 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.6 | 16 — better |
| Further details — not scored | ||
| Size | 8 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | S Ravi Shankar | Totus Labs ApS |
Customer experience
Expense Split
Divvy
In-app purchases
Expense Split
- Share Settle Up PDF$0.99
- Export CSV$1.99
- All Pro Features$2.99
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- All Premium Features$2.99
Divvy
No in-app purchases
