Comparison

Expense Split vs SplitOn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Split

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

Highlights
  • Split bills in seconds
  • Customizable and smart splits
  • Intelligent expense suggestions
  • Organized group overviews
  • Real-time collaboration
  • Simplified debt settlement
  • Privacy-focused, no account needed
Features
Read full description

Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.

About

SplitOn

Features
Read full description

SplitOn makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting dinner with friends, or tracking costs on a group trip — SplitOn keeps everyone honest and every balance clear. Create a group, add expenses, and let SplitOn calculate who owes what. Split bills equally, by exact amounts, percentages, or shares. When it's time to settle up, see simplified debts so you make fewer payments. Track settlements, view your balance history, and never argue about money again. Key highlights: - Create unlimited groups for trips, households, events, or anything shared - Add expenses with flexible split options — equal, exact, percentage, or shares - Smart debt simplification reduces the number of payments needed - Multi-currency support for international trips and mixed-currency groups - Real-time activity feed so everyone stays in the loop - Friend system to quickly add people you split with often - Notifications for new expenses, settlements, and friend requests - Secure login with Face ID, Touch ID, or Google & Apple sign-in - Spending insights and charts — see where the money actually goes - Works offline — add expenses without Wi-Fi, syncs when you're back - Your data syncs across all your devices in real time SplitOn is free, fast, and built for real life. No ads. No hidden fees. Just fair splits.

Screenshots

Expense Split4 screens
SplitOn3 screens

Verdict

The call

The clearest difference is in-app purchases: SplitOn at none against Expense Split's 4. SplitOn also leads on update cadence (every 4 days vs every 2 weeks) and iOS requirement (13.0 vs 16.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Split sells 4 one-off in-app purchases. SplitOn asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Split ships an update every 2 weeks, SplitOn every 4 days. The most recent releases landed on July 30, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Split versus SplitOn: the parameters behind the verdict, then further details
ParameterExpense SplitSplitOn
PriceFreeFree
Rating4.7 (20 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.613.0 — better
Further details — not scored
Size8 MB38 MB
Age rating4+4+
DeveloperS Ravi ShankarSaeed Juma Ali Bin Ghalaita Almheiri

In-app purchases

4 purchases

Expense Split

One-time4
  • Share Settle Up PDF$0.99
  • Export CSV$1.99
  • All Pro Features$2.99
Show 1 more
  • All Premium Features$2.99
None

SplitOn

No in-app purchases

Questions

Is Expense Split free?
Expense Split is free to download, with in-app purchases available.
Is SplitOn free?
SplitOn is free to download, with no in-app purchases.
Do Expense Split or SplitOn have ads?
Neither Expense Split nor SplitOn shows ads.
Which is updated more often, Expense Split or SplitOn?
Expense Split ships an update every 2 weeks, and SplitOn every 4 days. Most recently, Expense Split was updated on July 30, 2026 and SplitOn on September 20, 2026.

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