KingsPay vs Aella MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KingsPay
Send money internationally to verified institutions for free. Easily link debit cards, select currencies, and manage transactions with instant receipts. Supports multiple currencies and offers quick access to favorites.
- Free international money transfers
- Link Visa, MasterCard, Discover debit cards
- Multi-currency support
- Instant transaction receipts
- Search and manage institutions
- Payment history and card management
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Easily Send Money with all currencies to verified Institutions - For FREE! KingsPay offers a seamless way to send money to any of our pre-approved Institutions, from anywhere in the world, in any currency. Best of all, it’s completely free! Key Features: FAST: Payments are transferred to the Institutions from your card immediately, ensuring your contributions are received without delay. EASY: Simply link your Visa, MasterCard, or Discover debit card, set your currency, and you’re ready to send payment with just a few taps. CONVENIENT: Our straightforward process makes sending payments a breeze. ADDITIONAL FEATURES: Enhanced Search: Find and select Institutions quickly with our updated search feature. Payment Details: Access comprehensive details for all your transactions at any time. Payment Receipts: Generate and download receipts instantly for your records. Favorites and Recents: Make quick payments to your favorite and most recent Institutions. Card Management: Easily manage your linked payment cards, add new ones, and keep your information up-to-date. Receipts & History: Keep track of your donations with detailed history and receipt generation. Multi-Currency Support: Switch currencies effortlessly to send payments in the currency of your choice. NOTE: Recipient institutions must be legally registered in one of the following countries we support: To join, e-mail: kingspay@joinkingschat.com. Join our community and stay connected on KingsChat! We’d love to hear from you! Download KingsPay now and start making a difference today!
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
Screenshots
Verdict
The clearest difference is rating: Aella MFB at 4.6 against KingsPay's 3.9. Aella MFB also leads on ads (none vs shown) and ratings volume (200 vs 14). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aella MFB holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Aella MFB has 200 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 33% of KingsPay's written reviews are positive against 38% of Aella MFB's.
KingsPay ships an update every 3 weeks, Aella MFB every 2 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | KingsPay | Aella MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (14 ratings) | 4.6 (200 ratings) — better |
| Positive reviews | 33.3% of reviews | 37.5% of reviews — better |
| Number of ratings | 14 | 200 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15 — better | 15.6 |
| Further details — not scored | ||
| Size | 80 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | KingsChat | Aella Microfinance Bank Limited |
Customer experience
KingsPay
Aella MFB
In-app purchases
KingsPay
No in-app purchases
Aella MFB
No in-app purchases









