Comparison

Univé vs Ockto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Univé

Manage all your insurance needs conveniently and securely in one place. Submit claims, view policies, and make changes to your personal information. Access support and special offers easily.

Highlights
  • Submit insurance claims
  • View and modify policy details
  • Report theft or damage
  • Apply for new insurance
  • Update personal information
  • Contact customer service
  • Access personalized tips
Read full description

Dat is het gemak van de Univé App op zak – dé app voor iedereen met verzekeringen bij Univé. Regel al je verzekeringszaken snel en veilig in één overzichtelijke omgeving. Bekijk de polis van je autoverzekering, declareer een zorgnota via je zorgverzekering of meld schade op je woonverzekering. Wat kun je doen met de Univé App? - Zorgdeclaratie indienen met foto of pdf - Schade melden op je autoverzekering of woonverzekering - Diefstal of schade eenvoudig doorgeven - Nieuwe verzekering afsluiten, zoals een fietsverzekering of rechtsbijstandverzekering - Polis en gegevens bekijken en aanpassen - Verhuizing of adreswijziging doorgeven - Direct contact met alarmcentrale en klantenservice - Winkelafspraak maken Extra functies in de app - Fysio ZelfCheck voor gerichte oefeningen - Meedoen aan win- en voordeelacties - Persoonlijke tips over je verzekeringsproducten - Overzicht van veelgestelde vragen in onze verzekeringsapp Waarom deze app voor verzekeringen? - Gepersonaliseerde toptaken per verzekering - Snel schade melden zonder fysiek papierwerk - Minder zoeken, meer direct regelen Download de Univé App en ervaar hoe makkelijk verzekeren, declareren en schade melden kan zijn in één complete verzekeringsapp. Wil je ons helpen om de Univé App nog beter te maken? Stuur je tips naar appfeedback@unive.nl of beoordeel onze app in de store.

About

Ockto

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

Highlights
  • Online data collection
  • QR code scanning
  • Automated data retrieval
  • Personal financial profile creation
  • User-controlled data sharing
  • Data deletion after use
Features
Read full description

Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq

Screenshots

Univé4 screens
Ockto4 screens

Verdict

The call

The clearest difference is review sentiment: Ockto at 100% against Univé's 67%. Ockto also leads on rating (4.9 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ockto holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 22 and 27 respectively. Written reviews point the same way: 67% of Univé's written reviews are positive against 100% of Ockto's.

UpkeepUpdate frequency

Univé ships an update every 3 weeks, Ockto fortnightly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Univé versus Ockto: the parameters behind the verdict, then further details
ParameterUnivéOckto
PriceFreeFree
Rating4.5 (22 ratings)4.9 (27 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings2227 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.0
Further details — not scored
Size176 MB53 MB
Age rating4+4+
DeveloperUnivéOckto B.V.

Customer experience

Univé

All ratings22 ratings
Positive86.4%
Neutral9.1%
Negative4.5%
Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

Ockto

All ratings27 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Univé

No in-app purchases

None

Ockto

No in-app purchases

Questions

Is Univé free?
Univé is free to download, with no in-app purchases.
Is Ockto free?
Ockto is free to download, with no in-app purchases.
Which has better reviews, Univé or Ockto?
Ockto is rated higher. Univé averages 4.5 out of 5 from 22 ratings, while Ockto averages 4.9 from 27 ratings.
Do Univé or Ockto have ads?
Neither Univé nor Ockto shows ads.
Which is updated more often, Univé or Ockto?
Univé ships an update every 3 weeks, and Ockto fortnightly. Most recently, Univé was updated on October 15, 2026 and Ockto on October 7, 2026.

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