招联好期贷 vs 小象钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
招联好期贷
Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.
- Online application with ID
- Fast loan disbursement (as quick as 1 minute)
- High loan limits (up to 300,000 yuan)
- No collateral required
- Licensed financial institution
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招联好期贷―消费贷款，凭身份证在线申请！借款成功后最快1分钟放款！额度最高30万元！ 【平台介绍】 招联金融旗下消费贷款产品――好期贷 招联金融：由招商银行与中国联通共同组建，持牌消费金融机构。为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。 【产品优势】 1、申请易：线上申请，无抵押 2、速度快：快速放款，现金借款最快1分钟到账 3、额度高：可借金额最高30万元 【联系我们】 微信关注“招联金融”官方公众号，为您提供快捷便利服务！ 官方网站：www.mucfc.com 【风险提示】 ● 具体活动以活动页面展示规则为准 ● 贷款额度、放款时间以实际审批结果为准 ● 贷款有风险、借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期
小象钱包
This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.
- Fast loan disbursement
- Zero-threshold, no collateral
- High loan limits up to ¥30,000
- Low daily interest rates
- Purely online operation
- High approval rate
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小象钱包是一款小额极速贷款平台，为您提供快捷的现金贷款服务，致力于解决应急救急借款需求。凭身份证手机号即可快速借钱。操作简单，利率低。人工智能风控审批，安全又便捷，通过率高，放款速度快，轻松拿钱。 【速度快】-最快3分钟放款，快速借钱放款无压力，手机APP随时随地申请和还款！ 【轻松借】-零门槛无抵押，借钱无需等待！ 【额度高】-有征信有信用卡，信用借款，一次最多可借￥30000，通过率高！ 【利息低】-可按日，按月计息，日息低至0.01% 【易操作】-纯线上操作，随时随地想贷就贷 当天放款，更快拿钱，凭实名手机号立借30000元 简单信息填写：拒绝繁琐，轻松过审！ 实测：放款率>78%，超高成功借款率！
Screenshots
Verdict
The clearest difference is rating: 招联好期贷 at 4.8 against 小象钱包's 1.0. 招联好期贷 also leads on ratings volume (47K vs 1). 小象钱包's advantage is update cadence (every 6 days vs every 3 months) and iOS requirement (8.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招联好期贷 holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 1, so its average is the more settled of the two.
招联好期贷 ships an update every 3 months, 小象钱包 every 6 days. The most recent releases landed on September 26, 2026 and September 15, 2026 respectively.
| Parameter | 招联好期贷 | 小象钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (47K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 86.4% of reviews | — |
| Number of ratings | 47K — better | 1 |
| Update frequency | Every 3 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 121 MB | 28 MB |
| Age rating | 17+ | 17+ |
| Developer | 招联消费金融股份有限公司 | 垦利县和丰小额贷款股份有限公司 |
Customer experience
招联好期贷
小象钱包
In-app purchases
招联好期贷
No in-app purchases
小象钱包
No in-app purchases
