OneLoad vs Rupin (formerly Udhaar Book)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneLoad
This app provides a convenient online platform for purchasing prepaid mobile vouchers and paying utility bills. It also allows users to transfer mobile balance to other users, streamlining transactions for both individuals and retailers.
- Buy prepaid mobile vouchers
- Pay utility bills
- Transfer balance to other users
- One-stop online solution for retailers
- Supports multiple mobile networks
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Description for iOS App: OneLoad is an online service that enables users to easily buy prepaid vouchers for all mobile companies, pay utility bills and transfer balance to other OneLoad users. By using OneLoad, retailers have a one-stop online solution and no longer need to maintain a large inventory of scratch cards. OneLoad offers the following benefits: - Buy prepaid vouchers and e-Load for Mobilink, Telenor, Ufone, Zong, Warid, PTCL, etc. - Pay bills for 21 utility companies across Pakistan. - Transfer balance to other OneLoad users. To get started: 1. Download the OneLoad IOS mobile app. 2. Sign-up by providing the cell number and receive your password via SMS. 3. Contact us for becoming an OneLoad Retailer at support@oneloadpk.com.
Rupin (formerly Udhaar Book)
This app digitizes your business records, acting as a digital ledger for credit, cash, and salaries. It helps manage inventory, generate invoices, and send payment reminders, all while ensuring your data is securely backed up.
- Digital Khata (Credit Book)
- Cash Book Management
- Salary and Payroll Tracking
- Invoice Generation
- Inventory (Stock) Management
- SMS Reminders and Receipts
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Pakistan's business account for payments, finances and everyday business management. Udhaar Book is now Rupin Your account, customers and business records remain the same. Rupin brings the tools businesses already rely on, like digital khata, accounting and invoicing, together with payments, POS, inventory and other business services in one secure platform. Rupin: A Complete Business Management Solution Running a business means collecting payments, managing stock, tracking expenses, paying suppliers and keeping your finances organized. Rupin brings everything together in one app. Rupin combines a Business Wallet with complete bookkeeping. Payments update your records automatically, helping you stay on top of your business without switching between apps or making manual entries. Accept Payments & Manage Money Rupin Business Wallet lets you: Accept customer and QR payments Receive payments through JazzCash, Easypaisa, Raast and Bank Transfers (IBFT) Send and receive money Collect payments faster Pay suppliers, vendors and wholesalers Cash in and cash out View transaction history Rupin Wallet operates under the State Bank of Pakistan's EMI regulatory framework. Manage Your Business Finances Replace manual registers with digital records. Digital Khata Personal Khata Credit Ledger Cash Book Business Accounting & Bookkeeping Expense Tracking Receivables & Payables Profit & Loss Automatic WhatsApp and SMS reminders help you recover outstanding payments faster. Create Professional Invoices Generate GST and Sales Tax compliant invoices in seconds. Customize invoices with your logo, products, taxes, discounts and customer details, then share them through WhatsApp, SMS or email. Sell Smarter With POS Run sales from an integrated Point of Sale. Process sales, print receipts, apply discounts and manage customers while transactions automatically update accounting, inventory and business reports. Manage Inventory & Stock Track inventory in real time, receive low-stock alerts, manage warehouses and monitor product movement so your inventory, POS and accounting stay synchronized. Manage Your Team Manage employee records, attendance, salaries, overtime, staff advances and payroll from one place. Earn More From Every Customer Offer digital services and earn cashback directly into your Rupin Wallet. Jazz, Zong, Ufone and Telenor mobile recharge PUBG, Free Fire, Netflix, Spotify and Amazon vouchers Utility bill payments including KE, LESCO, MEPCO, IESCO, FESCO, GEPCO, PESCO, SSGC, SNGPL and other major providers Built for Pakistani Businesses Whether you run a kiryana store, retail shop, pharmacy, restaurant, café, clothing store, mobile shop, wholesale business, distribution company, online business or service business, Rupin helps you manage payments, finances and operations from one platform. From digital khata and accounting to invoicing, POS, inventory, payroll and digital payments, Rupin helps you stay organized and in control. Why Businesses Choose Rupin SBP-licensed Business Wallet Business Account & Digital Payments Payment Collection & QR Payments Send & Receive Money Accounting, Bookkeeping & Cash Book Digital Khata & Credit Ledger Expense Tracking & Profit & Loss Invoice Maker & Billing POS & Shop Management Inventory Management & Stock Control Payroll & Staff Management Mobile Recharge, Vouchers & Bill Payments Udhaar Book is now Rupin. Your business records stay with you while you get access to a broader platform for managing payments, finances and everyday business operations. Accept payments. Manage your business. Track your finances. Grow with Rupin. Download Rupin today and join 5 million+ Pakistani businesses already using the platform formerly known as Udhaar Book. Questions/Feedback? Call us at +92 213 834 1166 for 24/7 support. You can also contact us via email: info@rupin.pk, or visit our website rupin.pk
Screenshots
Verdict
The clearest difference is rating: Rupin (formerly Udhaar Book) at 3.9 against OneLoad's 3.5. Rupin (formerly Udhaar Book) also leads on review sentiment (48% vs 20%) and ratings volume (57 vs 10). OneLoad's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rupin (formerly Udhaar Book) holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: Rupin (formerly Udhaar Book) has 57 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 20% of OneLoad's written reviews are positive against 48% of Rupin (formerly Udhaar Book)'s.
OneLoad ships an update every 2 weeks, Rupin (formerly Udhaar Book) monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | OneLoad | Rupin (formerly Udhaar Book) |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (10 ratings) | 3.9 (57 ratings) — better |
| Positive reviews | 20.0% of reviews | 47.8% of reviews — better |
| Number of ratings | 10 | 57 — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 76 MB | 220 MB |
| Age rating | 4+ | 4+ |
| Developer | E-PROCESSING SYSTEMS PRIVATE LIMITED | Toko Lab Inc. |
Customer experience
OneLoad
Rupin (formerly Udhaar Book)
In-app purchases
OneLoad
No in-app purchases
Rupin (formerly Udhaar Book)
No in-app purchases





