Comparison

BankFund vs UNFCU Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankFund

Manage your credit union accounts securely and conveniently from your mobile device. Access account details, transfer funds, pay bills, deposit checks, and even apply for loans. Enjoy features like biometric login and secure messaging for a comprehensive banking experience.

Highlights
  • Biometric login
  • Account management
  • Fund transfers
  • Bill payments
  • Mobile check deposit
  • Secure messaging
  • Loan applications
Features
Read full description

The BankFund Digital Banking app provides quick and convenient access to your BankFund Credit Union accounts anytime, anywhere, and on the device that is most convenient for you: smartphone, tablet, laptop, or desktop computer. Access is quick and, most importantly, secure. Our biometric login uses your face to confirm your identity, providing an extra layer of protection. Once logged in, you can review and manage your BankFund accounts, check balances, transfer funds, make payments, deposit checks, send money with Zelle®, set alerts and notifications, and more – all from the app. You can even apply for a loan or open a new account, all while we keep your information safe. BankFund Digital Banking also includes several additional features, including the ability for credit union members to send secure messages, check their Global Rewards level, and explore a variety of benefits based on their BankFund relationship. About the Permissions this App Uses: • Location: The app will request permission to use your location to find BankFund branches and ATMs near you. • Identity: Identity information is accessed to find accounts on your device. This is required to manage multiple user functionality and for push notifications. • Contacts: Identity information is accessed to find accounts on your device. This is required to manage multiple user functionality and for push notifications. • Camera: The app requires camera access for mobile check deposits. • Photos/Media/Files: The app requires access to files on your device to process images, cache information, and save files, such as mobile check deposits. • Storage: The app requires access to files on your device to process images, cache information, and save files, such as mobile check deposits. • Device ID & call information: The app requires access to phone information, including the phone number, to correctly identify the device. • Phone: The app requires access to phone information, including the phone number, to correctly identify the device.

About

UNFCU Digital Banking

Securely manage your accounts on the go. View balances, make payments, transfer funds, and deposit checks remotely. You can also apply for loans and manage your cards.

Highlights
  • View account balances and transactions
  • Make loan and credit card payments
  • Transfer funds between accounts
  • Remote check deposit
  • Temporarily lock/unlock cards
  • Apply for new loans
Features
Read full description

The UNFCU Digital Banking mobile app allows you to securely manage your UNFCU accounts from your smartphone or tablet. • View the current balance and transactions conducted in the last three years for each of your UNFCU savings and checking accounts, credit cards, loans, and mortgages. • Make UNFCU loan, credit card, and mortgage payments. • Borrow against your line(s) of credit. • Transfer funds to other accounts at UNFCU, other financial institutions, and registered Kenya M-Pesa* accounts. • Apply for a new loan or track the status of an existing application. • Securely deposit checks with a picture using Remote Check Deposit. • Temporarily lock or unlock your debit or credit card. To access your UNFCU accounts on the mobile app you must first enroll in Digital Banking at www.unfcu.org. You can then log in using the username and password that you create.

Screenshots

BankFund4 screens
UNFCU Digital Banking4 screens

Verdict

The call

The clearest difference is rating: BankFund at 3.8 against UNFCU Digital Banking's 2.9. BankFund also leads on review sentiment (59% vs 18%). UNFCU Digital Banking's advantage is ratings volume (162 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BankFund holds the better App Store score, 3.8 against 2.9. That said, the two scores are not equally well evidenced: UNFCU Digital Banking has 162 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 59% of BankFund's written reviews are positive against 18% of UNFCU Digital Banking's.

UpkeepUpdate frequency

BankFund ships an update every 4 months, UNFCU Digital Banking every 5 months. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
BankFund versus UNFCU Digital Banking: the parameters behind the verdict, then further details
ParameterBankFundUNFCU Digital Banking
PriceFreeFree
Rating3.8 (17 ratings) — better2.9 (162 ratings)
Positive reviews59.4% of reviews — better17.6% of reviews
Number of ratings17162 — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size173 MB73 MB
Age rating4+4+
DeveloperBank Fund Staff Federal Credit UnionUnited Nations Federal Credit Union

Customer experience

BankFund

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews160 reviews
Positive59.4%
Neutral9.4%
Negative31.3%

UNFCU Digital Banking

All ratings153 ratings
Positive44.4%
Neutral7.2%
Negative48.4%
Written reviews68 reviews
Positive17.6%
Neutral14.7%
Negative67.6%

Bugs and requests

BankFund

Reported bugs

5 issues
  • Face ID/Touch ID login not working consistently
  • Mobile check deposit feature not functioning properly
  • App freezing and crashing during use
  • Incorrect check image orientation after capture
  • Frequent account lockouts and password reset issues

Requested features

5 requests
  • Add ability to view past transaction history on iPad
  • Improve visibility and accessibility of deposit button
  • Allow adding notes to transactions
  • Provide better transaction details and descriptions
  • Integrate Zelle transfers more seamlessly

UNFCU Digital Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BankFund

No in-app purchases

None

UNFCU Digital Banking

No in-app purchases

Questions

Is BankFund free?
BankFund is free to download, with no in-app purchases.
Is UNFCU Digital Banking free?
UNFCU Digital Banking is free to download, with no in-app purchases.
Which has better reviews, BankFund or UNFCU Digital Banking?
BankFund is rated higher. BankFund averages 3.8 out of 5 from 17 ratings, while UNFCU Digital Banking averages 2.9 from 162 ratings.
Do BankFund or UNFCU Digital Banking have ads?
Neither BankFund nor UNFCU Digital Banking shows ads.
Which is updated more often, BankFund or UNFCU Digital Banking?
BankFund ships an update every 4 months, and UNFCU Digital Banking every 5 months. Most recently, BankFund was updated on November 1, 2026 and UNFCU Digital Banking on October 26, 2026.

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