Comparison

Moja mBanka Raiffeisen vs FinConTec

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moja mBanka Raiffeisen

Manage your finances with a comprehensive mobile banking app. Open accounts, make instant transfers, pay bills, and track investments. Offers advanced security features like biometric login and in-app messaging for seamless banking.

Highlights
  • Open accounts in 15 minutes
  • Biometric login
  • QR code bill payments
  • Card management
  • Investment tracking
  • In-app messaging
Features
Read full description

Moja mBanka Raiffeisen – Mobilno bankarstvo bez granica! Moja mBanka Raiffeisen objedinjuje najbolje od mobilnog bankarstva za fizička i pravna lica. Instalirajte aplikaciju, otvorite potpuno besplatno iRačun za 15 minuta iz udobnosti doma i postanite naš klijent. Zakoračite u budućnost bankarstva kao fizičko ili pravno lice. Fizička lica Održavanje iRačuna je 0 dinara, a uz digitalne, fizičke kartice stižu na kućnu adresu. Besplatne prenose u dinarima realizujte za 10 sekundi. Neke od funkcionalnosti: • Push obaveštenja za promene po računima • Logovanje i potvrda plaćanja skeniranjem lica ili otiskom prsta • Inbox za komunikaciju sa bankom • Plaćanje računa skeniranjem QR koda i kreiranje šablona • Kupoprodaja valuta • Privremena blokada kartica i pregled podataka • Automatska kategorizacija troškova u opciji Moje finansije • Podizanje gotovine bez kartice uz QR kod i Mobilni Keš • Plaćanja ka inostranstvu i potvrde priliva • Praćenje ulaganja u investicione i penzijske fondove • Ugovaranje proizvoda u opciji Onlajn ponuda. Poslovni korisnici Moja mBanka Biznis Raiffeisen omogućava malim preduzećima i preduzetnicima da otvore više vrsta računa bez odlaska u banku - dinarski Biznis iRačun, devizni račun za ino prilive, devizni račun za kupovinu deviza i račun bolovanja. Održavanje Biznis iRačuna je besplatno prvih 12 meseci, a platne kartice stižu na odabranu adresu. Neke od funkcionalnosti: • Dinarska plaćanja skeniranjem IPS QR koda • Integracija sa Sistemom elektronskih faktura • Generisanje IPS QR koda za bržu naplatu • Preuzimanje prometa i izvoda • Devizna plaćanja uz preuzimanje SWIFT potvrda • Pravdanje Loro priliva • Podnošenja zahteva i ugovaranje dodatnih usluga Za dodatne informacije: • E-mail: rol.support@raiffeisenbank.rs • Telefon: +381 11 3202100. ******** Moja mBanka Raiffeisen – Mobile banking without limits! Moja mBanka Raiffeisen combines the best of mobile banking for private individuals and legal entities. Install the app, open iRačun free of charge in 15 minutes from the comfort of your home and become our client. Step into the future of banking as an individual user or a legal entity. For individual users The iRačun maintenance fee is 0 dinars and along with the digital, the physical payment cards are sent to the client’s home address. Perform free of charge dinar transfers in 10 seconds. Some of the functionalities: • Push notifications for account movements • Login and payment verification by face scanning or fingerprint recognition • Inbox for communicating with the bank • Bill payment by QR code scanning or creating predefined payments • FX purchase and selling • Temporary card blocking and data overview • Automatic categorization of expenditures in My finance option • Withdrawing cash without cards by using QR codes and the Mobile Cash option • FX international payments and verifications of incoming payments • Monitoring investments into investment and pension funds • Receiving quotes for products via the Online offer option. For business users Raiffeisen Moja mBanka Business enables small enterprises and entrepreneurs to open several types of accounts without visiting the bank – dinar Business iRačun, FX account for incoming international payments, FX account for purchasing foreign currency and sick leave account. Business iRačun maintenance is free of charge in the first 12 months and payment cards are sent to the address of your choice. Some of the functionalities: • Domestic payments by scanning IPS QR code • Integration with the Electronic invoice System • Generating IPS QR codes for faster payment collection • Downloading account turnover and statements • FX payments with SWIFT confirmations • Justifying Loro incoming payments • Submitting requests and contracting additional services through the app For additional information, please contact us: • E-mail: rol.support@raiffeisenbank.rs • Phone No.: +381 11 3202100

About

FinConTec

Features
Read full description

FinConTec app is offering a full-cycle solution for: financial product structuring, issuance, offering, subscription, payment, certificate delivery, digital book building, shareholder and bondholder management, data room and communication.

Screenshots

Moja mBanka Raiffeisen4 screens
FinConTec4 screens

Verdict

The call

The clearest difference is update cadence: FinConTec at every 10 days against Moja mBanka Raiffeisen's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moja mBanka Raiffeisen ships an update every 2 months, FinConTec every 10 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Moja mBanka Raiffeisen versus FinConTec: the parameters behind the verdict, then further details
ParameterMoja mBanka RaiffeisenFinConTec
PriceFreeFree
Rating4.8 (2.6K ratings) — better—
Positive reviews32.9% of reviews—
Number of ratings2.6K — better—
Update frequencyEvery 2 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size186 MB104 MB
Age rating17+4+
DeveloperRaiffeisen banka a.d. BeogradMetaSwiss

Bugs and requests

Moja mBanka Raiffeisen

Reported bugs

5 issues
  • Notification issues on iPhone XR
  • Crashes after updates
  • Login problems on iPhone 7
  • Unable to register without Serbian phone number
  • Issues with IPS QR code scanning on newer iPhones

Requested features

5 requests
  • Dark mode option
  • Widget support
  • Ability to change PIN code directly in the app
  • Display card details in the app
  • Import IPS QR codes from gallery

FinConTec

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Moja mBanka Raiffeisen

No in-app purchases

None

FinConTec

No in-app purchases

Questions

Is Moja mBanka Raiffeisen free?
Moja mBanka Raiffeisen is free to download, with no in-app purchases.
Is FinConTec free?
FinConTec is free to download, with no in-app purchases.
Do Moja mBanka Raiffeisen or FinConTec have ads?
Neither Moja mBanka Raiffeisen nor FinConTec shows ads.
Which is updated more often, Moja mBanka Raiffeisen or FinConTec?
Moja mBanka Raiffeisen ships an update every 2 months, and FinConTec every 10 days. Most recently, Moja mBanka Raiffeisen was updated on October 29, 2026 and FinConTec on October 30, 2026.

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