Comparison

Moja mBanka Raiffeisen vs subly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moja mBanka Raiffeisen

Manage your finances with a comprehensive mobile banking app. Open accounts, make instant transfers, pay bills, and track investments. Offers advanced security features like biometric login and in-app messaging for seamless banking.

Highlights
  • Open accounts in 15 minutes
  • Biometric login
  • QR code bill payments
  • Card management
  • Investment tracking
  • In-app messaging
Features
Read full description

Moja mBanka Raiffeisen – Mobilno bankarstvo bez granica! Moja mBanka Raiffeisen objedinjuje najbolje od mobilnog bankarstva za fizička i pravna lica. Instalirajte aplikaciju, otvorite potpuno besplatno iRačun za 15 minuta iz udobnosti doma i postanite naš klijent. Zakoračite u budućnost bankarstva kao fizičko ili pravno lice. Fizička lica Održavanje iRačuna je 0 dinara, a uz digitalne, fizičke kartice stižu na kućnu adresu. Besplatne prenose u dinarima realizujte za 10 sekundi. Neke od funkcionalnosti: • Push obaveštenja za promene po računima • Logovanje i potvrda plaćanja skeniranjem lica ili otiskom prsta • Inbox za komunikaciju sa bankom • Plaćanje računa skeniranjem QR koda i kreiranje šablona • Kupoprodaja valuta • Privremena blokada kartica i pregled podataka • Automatska kategorizacija troškova u opciji Moje finansije • Podizanje gotovine bez kartice uz QR kod i Mobilni Keš • Plaćanja ka inostranstvu i potvrde priliva • Praćenje ulaganja u investicione i penzijske fondove • Ugovaranje proizvoda u opciji Onlajn ponuda. Poslovni korisnici Moja mBanka Biznis Raiffeisen omogućava malim preduzećima i preduzetnicima da otvore više vrsta računa bez odlaska u banku - dinarski Biznis iRačun, devizni račun za ino prilive, devizni račun za kupovinu deviza i račun bolovanja. Održavanje Biznis iRačuna je besplatno prvih 12 meseci, a platne kartice stižu na odabranu adresu. Neke od funkcionalnosti: • Dinarska plaćanja skeniranjem IPS QR koda • Integracija sa Sistemom elektronskih faktura • Generisanje IPS QR koda za bržu naplatu • Preuzimanje prometa i izvoda • Devizna plaćanja uz preuzimanje SWIFT potvrda • Pravdanje Loro priliva • Podnošenja zahteva i ugovaranje dodatnih usluga Za dodatne informacije: • E-mail: rol.support@raiffeisenbank.rs • Telefon: +381 11 3202100. ******** Moja mBanka Raiffeisen – Mobile banking without limits! Moja mBanka Raiffeisen combines the best of mobile banking for private individuals and legal entities. Install the app, open iRačun free of charge in 15 minutes from the comfort of your home and become our client. Step into the future of banking as an individual user or a legal entity. For individual users The iRačun maintenance fee is 0 dinars and along with the digital, the physical payment cards are sent to the client’s home address. Perform free of charge dinar transfers in 10 seconds. Some of the functionalities: • Push notifications for account movements • Login and payment verification by face scanning or fingerprint recognition • Inbox for communicating with the bank • Bill payment by QR code scanning or creating predefined payments • FX purchase and selling • Temporary card blocking and data overview • Automatic categorization of expenditures in My finance option • Withdrawing cash without cards by using QR codes and the Mobile Cash option • FX international payments and verifications of incoming payments • Monitoring investments into investment and pension funds • Receiving quotes for products via the Online offer option. For business users Raiffeisen Moja mBanka Business enables small enterprises and entrepreneurs to open several types of accounts without visiting the bank – dinar Business iRačun, FX account for incoming international payments, FX account for purchasing foreign currency and sick leave account. Business iRačun maintenance is free of charge in the first 12 months and payment cards are sent to the address of your choice. Some of the functionalities: • Domestic payments by scanning IPS QR code • Integration with the Electronic invoice System • Generating IPS QR codes for faster payment collection • Downloading account turnover and statements • FX payments with SWIFT confirmations • Justifying Loro incoming payments • Submitting requests and contracting additional services through the app For additional information, please contact us: • E-mail: rol.support@raiffeisenbank.rs • Phone No.: +381 11 3202100

About

subly.

Features
Read full description

Every subscription. One calm screen. Small amounts that quietly add up. Subly puts your real monthly total in front of you the moment you open the app, so nothing renews without you knowing. SEE IT INSTANTLY • Your true monthly total, front and center • What renews next, and exactly when • Yearly projection, cost per day, average per subscription • Spending split by category NEVER GET SURPRISE-CHARGED AGAIN • Track free trials - Subly warns you before a trial converts to a paid plan • Renewal reminders the day before you're charged • Set a monthly budget and see instantly when you're over SET UP IN MINUTES • Pick from 65+ popular services with up-to-date prices, or add anything custom • Already tracking things in a spreadsheet or Notes? Import your list - Subly understands CSV files and even plain text like "Netflix 17,99 monthly" • Weekly, monthly, and yearly billing cycles, in EUR or USD with live exchange rates UNDERSTAND YOUR SPENDING • Browse month by month and see exactly what changed - what you added, canceled, or which trial started charging • Category breakdown shows where the money actually goes • Export everything as CSV whenever you want PRIVATE BY DESIGN No account. No bank connection. No cloud. Your data lives in one place: your device. Subly asks for nothing except the subscriptions you choose to track. Beautiful in light and dark mode. Built for people who want answers, not dashboards.

Screenshots

Moja mBanka Raiffeisen4 screens
subly.4 screens

Verdict

The call

The clearest difference is update cadence: subly. at every 3 weeks against Moja mBanka Raiffeisen's every 2 months. subly. also leads on iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moja mBanka Raiffeisen ships an update every 2 months, subly. every 3 weeks. The most recent releases landed on October 29, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Moja mBanka Raiffeisen versus subly.: the parameters behind the verdict, then further details
ParameterMoja mBanka Raiffeisensubly.
PriceFreeFree
Rating4.8 (2.6K ratings) — better—
Positive reviews32.9% of reviews—
Number of ratings2.6K — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size186 MB26 MB
Age rating17+4+
DeveloperRaiffeisen banka a.d. BeogradLazar Ristic

Bugs and requests

Moja mBanka Raiffeisen

Reported bugs

5 issues
  • Notification issues on iPhone XR
  • Crashes after updates
  • Login problems on iPhone 7
  • Unable to register without Serbian phone number
  • Issues with IPS QR code scanning on newer iPhones

Requested features

5 requests
  • Dark mode option
  • Widget support
  • Ability to change PIN code directly in the app
  • Display card details in the app
  • Import IPS QR codes from gallery

subly.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Moja mBanka Raiffeisen

No in-app purchases

None

subly.

No in-app purchases

Questions

Is Moja mBanka Raiffeisen free?
Moja mBanka Raiffeisen is free to download, with no in-app purchases.
Is subly. free?
subly. is free to download, with no in-app purchases.
Do Moja mBanka Raiffeisen or subly. have ads?
Neither Moja mBanka Raiffeisen nor subly. shows ads.
Which is updated more often, Moja mBanka Raiffeisen or subly.?
Moja mBanka Raiffeisen ships an update every 2 months, and subly. every 3 weeks. Most recently, Moja mBanka Raiffeisen was updated on October 29, 2026 and subly. on October 10, 2026.

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