BEKB App vs debiX+

Check your account balance, make payments, manage your cards, plan your budget and more: the BEKB app gives you mobile access to all your BEKB accounts, custody accounts and cards. Personalise the settings to suit your needs and take care of all your banking business, easily and securely. Your app, your needs Personalise your home screen, navigation and product views: - Place the functions you use most often on the navigation bar. - Decide what appears on your home screen and in what order. - Add accounts, cards and custody accounts to your favourites. Wealth Get a clear picture of your finances: - Accounts: overview, balance history, transaction details - Custody accounts: overview, order overview, details of securities - Cards: overview with limit(s) - Payments: overview incl. pending/executed payments - Income, expenses and budget in the financial assistant. Payments Make payments simply, securely and quickly: - Consult payments overview - Create domestic and international payments - Find creditors quickly thanks to automated suggestions - Share or scan QR-Invoices - Transfer money between accounts in real time - Receive eBill invoices and approve them in the eBill portal - View and approve eBill invoices directly - Manage standing orders Financing Get a clear picture of all your financing: - View mortgages and loans (including balance, interest rate and term) - View business loans (including interest rate and limit) Accounts and cards Keep control of your accounts and cards: - Consult account overview and transaction details - View custody account overview and details of securities - Show card overview with limit(s) - Manage geoblocking - Block lost cards Securities Track the status of your stock market orders: - Create stock market orders (buy/sell) - Consult order overview - View details of securities held Financial assistant Use the services provided by the financial assistant: - Analyse your income and expenses - Categorise transactions - Plan your budget - Define savings goals Other functions Take advantage of additional functions: - Display emergency/contact numbers - Receive and send messages - Set up TWINT - Use the currency calculator - Read BEKB Flash magazine Requirements You must have an e-banking contract in order to use the BEKB app. The device has to be registered in the BEKB client portal before you can start using the BEKB app. For security reasons, it is not possible to log in to both the BEKB client portal and the BEKB app at the same time. Use a device with an up-to-date operating system. Security The BEKB app offers the same level of security as the BEKB client portal. Authentication is based on state-of-the-art technological security procedures. Data is strongly encrypted prior to transmission. Moreover, additional approval is required for certain payments. You are automatically logged out whenever the BEKB app is closed.

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. For support requests, questions about your account, your debit card, your TWINT account, or using the app, please contact your bank. Your bank is your first point of contact for all customer concerns. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.