CostDiary vs Simple Spender 2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CostDiary
Track daily expenses and record life events with text and stickers. Visualize spending with charts, manage budgets, and secure your data with password protection and iCloud backup. Supports multiple accounts and currencies.
- Daily expense tracking
- Diary/journal with stickers
- Spending visualization (charts)
- Budget management
- Multi-account and multi-currency support
- iCloud data backup
- Password protection
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CostDiary is not only a daily spending tracker but also a diary app. You can easily track your daily expenses and record your daily life with text and stickers. # DIARY/JOURNAL * Ability to insert stickers and icons into diary * Ability to adjust text color and text size and background color. * Ability to pick background image for your diary # ACCOUNTING * Multi-account support. * Multi-currency support. * Visualize your spendings via line chart and pie chart. * Budget management. * Ability to adjust text styles, themes, icons and colors. * Ability to add a memo, photo or location for each transaction. * Backup data via iCloud. No worry about data loss. * Password protection. * Support creating recurring transactions. Terms of Use: https://DiaryForest.com/terms-of-use/
Simple Spender 2
Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.
- Expense and income tracking
- Personalized monthly budgeting
- Data visualization with graphs
- Local data storage for privacy
- CSV import and export
- Multiple currencies and payment methods
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Organize Your Expense Keep track of your expenses and income within a few taps. Track how much you spend on each category. Plan Monthly Budget Create personalized budgets and stick with your plans. Visualize Data Summarize your income & expense into graphs and charts. See how much you spend each week, month, year or in your custom range. Data Privacy All data is stored in your own device locally without uploading to anywhere. Data Migration Support CSV file import from any source and export Other Features: - Multiple Currencies - Map View - Tags - Record Payment Method - Colorful Themes - Export data in CSV format - Import CSV data from other sources - Auto Backup Premium Features: - Remove Ads - Dark Theme - Password / Face ID / Touch ID Protection - Unlimited Tags - Unlimited Payment Methods in Records - Unlimited Templates
Screenshots
Verdict
The clearest difference is rating: Simple Spender 2 at 4.8 against CostDiary's 3.0. Simple Spender 2 also leads on ratings volume (5 vs 1). CostDiary's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CostDiary sells 2 in-app purchases, starting at $0.99 per month and Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Whichever you choose, the download price is not the number that matters.
Simple Spender 2 holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Simple Spender 2 has 5 ratings behind it against 1, so its average is the more settled of the two.
CostDiary ships an update every 3 weeks, Simple Spender 2 every 2 weeks. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.
| Parameter | CostDiary | Simple Spender 2 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | 68.4% of reviews | — |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.5 — better |
| Further details — not scored | ||
| Size | 108 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | JiunJiue Liou | Kwok Chun Hin |
Customer experience
CostDiary
Simple Spender 2
In-app purchases
CostDiary
- PRO plan (Monthly)14 Days trial$0.991 Month
- PRO plan (Yearly)14 Days trial$7.991 Year
Simple Spender 2
- 6 Months Subscription14 Days trial$0.996 Months
Questions
Is CostDiary free?
Is Simple Spender 2 free?
Which has better reviews, CostDiary or Simple Spender 2?
Do CostDiary or Simple Spender 2 have ads?
Which is updated more often, CostDiary or Simple Spender 2?
Other comparisons
