PAS NetXi vs Currence

Park Avenue Securities Mobile provides you with an essential solution for managing your investments. Now you can stay connected while you are on the go – wherever you use your iPhone or iPad. Park Avenue Securities Mobile lets you manage your financial portfolio in an efficient and user-friendly environment designed for your mobility. Through Park Avenue Securities Mobile, you have fully featured access to account information, such as balance, holdings, activity and order status. Park Avenue Securities may also (optionally) enable you to use PAS Investor Mobile to view real-time quotes and place trades for equities while on the go. Anytime, anywhere – that is the power of mobility. That is the power of Park Avenue Securities Mobile. With your iPhone or iPad, you can access - Account balances and holdings - Transaction history - Order Status - Market information and quotes - Your securities watchlist - Equity order entry (if enabled by your financial institution) From your iPad, you can also access account documents such as statements, trade confirmation and tax documents. Please note: - Account access, trade execution and system response may be affected by a variety of factors, including trading volumes, market conditions, phone and computer networks. - Fees, markups or commissions may be charge on trades. Please contact your financial institution for details. - Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. Please contact your financial institution for details. IMPORTANT INFORMATION FOR USERS – To use Park Avenue Securities Mobile, you must be a client with an account at Park Avenue Securities and have access to your account information via the Park Avenue Securities website. Park Avenue Securities also has to specifically activate the Park Avenue Securities Mobile application for its account holders. If you are unable to download the application or have any questions, please contact your investment professional at Park Avenue Securities.

Currence lets you spend and save smarter. Ensure you are in total control of your financial picture and put structure to your cash flow and achieve Financial Freedom Faster™. Our proprietary “Reservoir” account captures income before it gets spent. Plus, insights into your financial health give you the opportunity to create new passive income streams that can grow your wealth faster. Currence helps you maximize your savings and wealth 1. Get connected cash flow: Achieve better visibility and insights to your cash flow health when you connect all your accounts, plus competitive interest rates for faster returns than a traditional savings account. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. 2. Gain complete control: Streamline cash flow management alongside a financial professional or unlock effective money management on your own. 3. Grow effortless savings: Cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time. Save first and spend later. Accumulate wealth. Step 1: If you have a financial advisor, they can invite you to the Currence platform so you both have full visibility of your savings and spending. Currence makes this easy as your income will flow through a central account we call a Reservoir. Step 2: Once you connect your bank account to the Currence app, watch your Reservoir organize your income and your spending, making it easy to save. Step 3: This then creates the opportunity for you to increase wealth accumulation with smarter spending and saving choices. Flip Your Flow® with Currence to easily control your net cash flow and save more. Financial Professionals recommend Currence because it creates transparency with clients. Gain even more confidence in recommendations from your advisor with shared cash flow visibility. Currence is how Smart Money Flows®. Download the app today and visit us at livecurrence.com to join the movement. Disclosure: Currence, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. There is no guarantee of accumulation and free cash flow. Non-deposit investment accounts linked to Currence are not FDIC insured and FDIC insurance does not protect you against Currence’s insolvency or bankruptcy.