Comparison

AFP Integra vs Payflow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFP Integra

Manage your pension fund on the go. Check your account balance, contributions, and profitability. Update your personal information easily.

Highlights
  • Review account statement
  • Verify pension fund contributions
  • Update personal data
  • Check profitability
  • Refreshed design
Features
Read full description

¡Descarga la versión actualizada de nuestra aplicación! Hemos refrescado el diseño y añadido nuevas funciones. Podrás revisar tu estado de cuenta, verificar los aportes a tu fondo de pensión, actualizar tus datos, conocer sobre la rentabilidad que generamos para ti y más.

About

Payflow

Access earned wages on demand, whenever you need them. This service allows you to withdraw funds you've already earned directly to your bank account with a few clicks. Your employer must offer this benefit for you to use it.

Highlights
  • Access earned wages on demand
  • Real-time withdrawals
  • Direct bank transfers
  • No commissions charged
  • Employer-provided benefit integration
Features
Read full description

¿Por qué tenemos que esperar a final de mes para cobrar? ¿No te gustaría cobrar cuando quieras y las veces que quieras? Imagínate si con solo un par de clics, pudieras tener en tu cuenta de banco el dinero que ya te has ganado. Eso es exactamente lo que Payflow te ofrece. Trabajamos con tu empresa para darte a ti el poder de cobrar lo que ya te has ganado, cuando tú lo necesites. Una vez estés dado de alta en la plataforma, podrás identificarte y empezar a cobrar en tiempo real. Cuando te hagas un Payflow, te enviaremos instantáneamente el dinero a tu cuenta de banco y no te cobraremos ninguna comisión. Al final de mes, cobrarás el mismo día que siempre y como siempre - la única diferencia es que restaremos lo que ya has cobrado a lo largo del mes con Payflow de tu nómina. Para poder utilizar Payflow, necesitas que tu empresa ofrezca este beneficio social. Podrás darte de alta en la plataforma utilizando el código de activación único que te enviará tu empresa. Si tu empresa aún no utiliza en Payflow, escríbenos a hola@payflow.es, y danos los datos de tu empresa. Nos pondremos en contacto con ellos para que pronto puedas cobrar cuando quieras.

Screenshots

AFP Integra4 screens
Payflow4 screens

Verdict

The call

The clearest difference is review sentiment: Payflow at 66% against AFP Integra's 0%. Payflow also leads on rating (4.6 vs 2.2) and update cadence (weekly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payflow holds the better App Store score, 4.6 against 2.2. Both are backed by a comparable volume of ratings — 5 and 12 respectively. Written reviews point the same way: 0% of AFP Integra's written reviews are positive against 66% of Payflow's.

UpkeepUpdate frequency

AFP Integra ships an update every 2 months, Payflow weekly. The most recent releases landed on June 4, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
AFP Integra versus Payflow: the parameters behind the verdict, then further details
ParameterAFP IntegraPayflow
PriceFreeFree
Rating2.2 (5 ratings)4.6 (12 ratings) — better
Positive reviews0.0% of reviews66.2% of reviews — better
Number of ratings512 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size31 MB25 MB
Age rating17+4+
DeveloperAFP Integra S.APayflow Digital S.L.

Customer experience

AFP Integra

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Payflow

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews71 reviews
Positive66.2%
Neutral2.8%
Negative31.0%

In-app purchases

None

AFP Integra

No in-app purchases

None

Payflow

No in-app purchases

Questions

Is AFP Integra free?
AFP Integra is free to download, with no in-app purchases.
Is Payflow free?
Payflow is free to download, with no in-app purchases.
Which has better reviews, AFP Integra or Payflow?
Payflow is rated higher. AFP Integra averages 2.2 out of 5 from 5 ratings, while Payflow averages 4.6 from 12 ratings.
Do AFP Integra or Payflow have ads?
Neither AFP Integra nor Payflow shows ads.
Which is updated more often, AFP Integra or Payflow?
AFP Integra ships an update every 2 months, and Payflow weekly. Most recently, AFP Integra was updated on June 4, 2026 and Payflow on September 21, 2026.

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