Comparison

Card Lock vs Access Debit Card Control

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Card Lock

Manage your debit and credit cards with real-time controls. Set custom alerts for payments and delivery preferences, and control where and when your card can be used. Instantly lock your card if misplaced to prevent unauthorized transactions.

Highlights
  • Real-time card controls
  • Customizable payment alerts
  • Select alert delivery methods
  • Set spending thresholds
  • Manage card usage locations
  • Instant card locking
Features
Read full description

For participating financial institutions, the Card Lock app gives you the ability to select the alerts you want to receive and control where and when your card can be used. Misplaced your card or left it at a recent store – use the app to turn off the card and ensure that it won’t be used until you find it or pick it up! ● Choose from many popular alert options, such as an email before a payment is due ● Select where you want alerts to be delivered – via text, email, or right in the app ● Set the threshold for alerts that meet your specific needs ● Manage where your card can be used ● Use the app to set or change controls and alerts in real time

About

Access Debit Card Control

Features
Read full description

Access Debit Card Control protects your debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download to your smartphone, then set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone's GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. Card On/Off Setting When "on" transactions are allowed per settings. When "off," purchases or withdrawals are prohibited. You have the control!

Screenshots

Card Lock3 screens
Access Debit Card Control4 screens

Verdict

The call

The clearest difference is iOS requirement: Card Lock at 8.0 against Access Debit Card Control's 14.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Card Lock versus Access Debit Card Control: the parameters behind the verdict, then further details
ParameterCard LockAccess Debit Card Control
PriceFreeFree
Rating2.9 (11 ratings) — better—
Positive reviews27.3% of reviews—
Number of ratings11 — better—
Update frequency—Every 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS8.0 — better14.0
Further details — not scored
Size11 MB97 MB
Age rating4+4+
DeveloperFirst Data CorporationAccess Credit Union

In-app purchases

None

Card Lock

No in-app purchases

None

Access Debit Card Control

No in-app purchases

Questions

Is Card Lock free?
Card Lock is free to download, with no in-app purchases.
Is Access Debit Card Control free?
Access Debit Card Control is free to download, with no in-app purchases.
Do Card Lock or Access Debit Card Control have ads?
Neither Card Lock nor Access Debit Card Control shows ads.

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