mSecure vs Folio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mSecure
Securely store and manage all your sensitive digital information, including passwords, financial details, and personal documents. Generate strong passwords, utilize auto-fill, and share data selectively with others. Protect your digital life with robust encryption and convenient access across devices.
- AES 256-bit encryption
- Password generator
- Auto-fill credentials
- Two-Factor Authentication
- Shared Vaults
- Biometric authentication
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Don't take chances with your passwords or private information. mSecure is the simple, secure way to manage logins, passkeys, 2FA codes, and sensitive data across every device you own — protected by industry-standard AES-256 encryption and zero-knowledge architecture. WHAT'S NEW IN MSECURE 7 ● Passkeys — sign in to passkey-enabled sites without a password. ● Built-in one-time passwords (OTP) — keep your 2FA codes alongside your logins, no separate authenticator app required. ● Two-Factor Aware — see which of your logins support two-factor authentication, so you know where it's worth turning on. ● Sharing Center — a unified place to manage vaults and shared records. ● Redesigned Record Details, Edit, and Recents views. ● Custom filters — save up to 5 views. ● Enhanced search with the search bar pinned to the top. ● Improved password generator and a refreshed light mode. ————————————————— CHOOSE THE PLAN THAT FITS Every tier is protected by the same AES-256 encryption and zero-knowledge architecture. ● Free — unlimited records, password generator, smart search and sorting, over 20 built-in templates, and AES-256 encryption with auto-lock. ● Essentials — adds AutoFill, cloud syncing (mSecure Cloud, Dropbox, iCloud, or Wi-Fi), Face ID and Touch ID unlock, passkeys, built-in one-time passwords, Two-Factor Aware, Security Center, custom templates, custom icons, file attachments, backup and CSV import, and Apple Watch support. ● Premium — adds the Sharing Center, custom filters, advanced field settings, multiple tags per record, and username selection. ● Family — every Premium feature for you plus 4 family members, with shared vaults and a Family Sharing Center for admins. ● Teams — 10 licenses so you and up to 9 colleagues are covered under one plan, with shared vaults, monthly add and remove of members, more licenses available at cost, and a separate Family plan included for the team admin. ————————————————— SECURE — Protect your information with confidence ● AES-256 encryption, end to end, on every plan. ● Zero-knowledge architecture — your master password never leaves your device. ● Biometric unlock with Face ID or Touch ID. ● Auto-lock keeps your vault safe when you step away. ● Security Center surfaces weak, duplicate, and old passwords, and flags which accounts support two-factor authentication. ● Password generator with customizable length, symbols, and complexity. SIMPLE — Add, find, and organize without friction ● iOS Password AutoFill in Safari and supported third-party apps. ● Over 20 built-in templates, plus full custom templates. ● Powerful search, smart sorting, tags, and custom filters. ● Redesigned Record Details and Edit views speed up data entry. ● Apple Watch support for quick lookups on the go. SEAMLESS — Sync all of your devices seamlessly. Choose to sync via mSecure Cloud, Dropbox, iCloud, or Wi-Fi to access your records on all of your devices across multiple platforms. Keep your data safe and secure with mSecure. ————————————————— SUPPORT Questions or feedback? Visit support.msecure.com/support/discussions or email support@msevensoftware.com. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://redirect.msecure.com/ios/privacy
Folio
Securely store and organize all your essential cards and documents in one digital wallet. Scan IDs, passports, gift cards, loyalty cards, and travel passes for instant access anytime, anywhere. Features include automatic organization, expiry alerts, and secure cloud backup.
- Scan and store IDs, passports, and licenses
- Organize gift, loyalty, and membership cards
- Manage travel tickets and bookings
- Secure cloud backup and restore
- Expiry alerts for documents
- Encrypted storage for privacy
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Scan, store, and organize all your cards and documents in one secure digital wallet. Folio is a smart wallet app that helps you keep your IDs, passport, driver's license, gift cards, loyalty cards, rewards cards, and travel passes safely in one place. Access your essentials anytime, anywhere. STORE ALL YOUR CARDS IN ONE WALLET Folio works as a card organizer and card storage app, helping you find what you need in seconds. Replace bulky wallets and scattered apps with one card wallet: - Credit and debit cards - Gift cards and balances - Loyalty cards and rewards cards - Membership and store cards SMART ID & PASSPORT SCANNER Scan once and quickly copy and paste details when filling forms. Use Folio’s built-in scanner to securely store: - Passport - Driver's license - National and personal IDs SMART TRAVEL ORGANIZER Planning a trip just got easier. Folio now includes a powerful travel organizer that lets you upload your flight tickets, boarding passes, train tickets, hotel bookings, and entrance passes by uploading a PDF, an image, or simply forwarding a confirmation email. Your travel pass, itinerary, and documents are automatically organized into a clean, searchable timeline. Whether you’re managing a vacation calendar or a business trip schedule, Folio keeps every ticket and confirmation securely stored inside your virtual wallet. BACK UP IMPORTANT DOCUMENTS Protect your most important information from loss, theft, or device damage. Create an account to securely back up and restore your documents on another device whenever needed. ONE SCAN, INSTANT ACCESS Scan cards and documents with your phone and instantly access them anytime. No more searching through emails, photos, or multiple apps. SECURE BY DESIGN Your privacy comes first. Every card and document is individually encrypted. Only you can decrypt and view your data (not even Folio). We use top-tier, industry-standard, multi-layer AES 256-bit encryption and are SOC 2 certified. NEVER MISS A RENEWAL Set expiry alerts for your passport, driver's license, or ID and get notified before they expire. ACCESS WHEREVER YOU GO Whether you’re traveling with family or living on the move, keep your documents with you. Access medical insurance, birth certificates, and important records anytime, anywhere. CARRY LESS. DO MORE. Folio is your everyday wallet app and card app, designed to help you live lighter and stay organized. Keep everything that matters in one secure virtual wallet, and always within reach.
Screenshots
Verdict
The clearest difference is in-app purchases: Folio at none against mSecure's 8. Folio also leads on update cadence (every 8 days vs every 2 months) and iOS requirement (15.0 vs 17.6). mSecure's advantage is ads (none vs shown) and ratings volume (52K vs 6.9K). On price, rating, review sentiment and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. mSecure sells 8 in-app purchases, starting at $1.49 per month. Folio asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.8 for mSecure against 4.7 for Folio. That said, the two scores are not equally well evidenced: mSecure has 52K ratings behind it against 6.9K, so its average is the more settled of the two. Written reviews are what separate them: 62% of mSecure's written reviews are positive against 64% of Folio's.
mSecure ships an update every 2 months, Folio every 8 days. Both last shipped on November 9, 2026.
| Parameter | mSecure | Folio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (52K ratings) — better | 4.7 (6.9K ratings) |
| Positive reviews | 61.8% of reviews | 63.6% of reviews — better |
| Number of ratings | 52K — better | 6.9K |
| Update frequency | Every 2 months | Every 8 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 126 MB | 228 MB |
| Age rating | 17+ | 4+ |
| Developer | mSeven Software, LLC | Folio Technologies Limited |
Customer experience
mSecure
Folio
User reviews
mSecure
From 52K App Store ratingsWhat we love
- 👍 Excellent password manager
- 🔒 Secure storage of passwords and data
- 💡 Customizable templates and fields
- 🚀 Seamless sync across devices
- 👍 Reliable and stable app
Room to improve
- 🔒 Forced to use cloud sync and account
- 💰 Subscription model and paywall for basic features
- 🐛 Issues with data migration from older versions
- 🐛 Bugs and glitches in newer versions
- 🔒 Lack of password recovery options
Folio
From 6.9K App Store ratingsWhat we love
- 👍 Easy to use
- 🔒 Secure storage
- 🚀 Convenient digital wallet
- 💡 Useful for travel and organization
- 👍 Great user interface
Room to improve
- 🐛 Occasional crashes or glitches
- 🐛 Issues with photo/card scanning
- 🐛 Data loss or disappearing cards
- 🐛 Slow or unresponsive app
- 🔒 Concerns about data security and privacy
Bugs and requests
mSecure
Reported bugs
4 issues- Disappearing password entries
- Sync issues between devices
- Compatibility problems with newer iOS versions
- Unreliable biometric login
Requested features
5 requests- Ability to create custom categories
- Improved organization and navigation
- Automatic password generation and updating
- Offline/local sync option
- Family/shared account support
Folio
Reported bugs
4 issues- App freezes or crashes when adding cards
- Photo capture not working as expected
- Inability to log in or access account
- Syncing issues between devices
Requested features
5 requests- Add ability to manually edit/rearrange cards
- Expand category options beyond just 'Other'
- Improve backup and restore functionality
- Add support for more ID/document types
- Integrate with Apple Wallet or other platforms
In-app purchases
mSecure
- Premium Monthly Upgrade$1.491 Month
- Essentials Monthly$1.991 Month
- Premium Monthly$2.991 Month
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- Family Monthly$5.991 Month
- Premium Yearly Upgrade$14.991 Year
- Essentials Yearly$19.991 Year
- Premium Yearly$29.991 Year
- Family Yearly$59.991 Year
Folio
No in-app purchases









