Buckmemo vs Seconds Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Buckmemo
This finance app helps you track income and expenses with smart predictions, automatic replication of recurring transactions, and bill reminders. It offers quick input options, receipt photo attachments, and a convenient home screen widget for cash balance.
- Predictive categorization of expenses and income
- Automatic replication of recurring transactions
- Bill payment reminders
- Today widget for cash balance
- Home screen quick action for adding expenses
- Photo attachment for receipts
- Searchable transaction history
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Buckmemo fills in the category, account, and note when the same amount comes up again, using your earlier records. The first time, type an amount and save. Category, account, and note can wait. Rent, a phone bill, or a daily fare can repeat on its own, with a reminder before it is due. ● The same amount fills in the category, account, and note from your own history. ● A new record needs only an amount, so the second time is faster. ● Repeating income and expenses, plus reminders for bills. ● Cash, bank, assets, liabilities, and equity in one set of books. ● More than one currency. ● Cash balance on the Home Screen, search from Spotlight, and a shortcut to add an expense. ● Search words you have used before, and text that follows the system text size. A subscription adds copy record, export, another ledger, new photo or PDF attachments, and the income statement. Recording, browsing, and the charts for categories, net income, and cash flow stay available without one. If you have questions, suggestions, or feedback, please email us at: support@walker-one.com Terms of Use https://www.walker-one.com/en/buckmemo/terms-of-use/
Seconds Expense
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- Use Siri to track your daily expense in matter of seconds. No typing is required. - No account registration is required. Use the application straightaway. - No third party server to host your personal expenses. All data is stored locally in your device and iCloud. - No internet connection is required. iCloud storage is optional and in background mode. - iCloud storage enable you to move between devices without worrying loss or migration of your data. - Customise how Siri ask questions. - Create text replacement for words that difficult to be understood by Siri. - Monthly summary of expenses, showing which is the highest expense.
Screenshots
Verdict
The clearest difference is ads: Buckmemo at none against Seconds Expense's shown. Buckmemo also leads on iOS requirement (15.0 vs 27.0). Seconds Expense's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Buckmemo sells 2 in-app purchases, starting at $1.99 per month and Seconds Expense sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Buckmemo ships an update every 2 months, Seconds Expense every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Buckmemo | Seconds Expense |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 90.9% of reviews | — |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 27.0 |
| Further details — not scored | ||
| Size | 13 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Hoi Ki Mak | Wong Peter |
In-app purchases
Buckmemo
- Monthly Subscription$1.991 Month
- Annual Subscription$11.991 Year
Seconds Expense
- Remove Ads$0.99









