Comparison

AffiniPay vs PHNTM APP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AffiniPay

This app provides a mobile payment solution for organizations, enabling users to accept payments, collect digital signatures, and manage transactions on the go. It supports various card types and offers an optional Bluetooth reader for enhanced functionality.

Highlights
  • Accept payments on the go
  • Collect digital signatures
  • Scan payment cards with phone camera
  • Void and refund transactions
  • Support for EMV, NFC, and magnetic stripe cards
  • Optional Bluetooth mobile reader
Features
Read full description

The AffiniPay app allows your organization to use our leading payment solution anytime, anywhere. Take payments, collect digital signatures, and view past transactions easily from your mobile device. EVERYWHERE YOU GO Accept payments securely and on-the-go by entering a member’s credit card number or use the AffiniPay for Associations mobile reader to quickly capture client card information. FEATURES - Everything you need to get paid, all in one place. - Use your phone camera to scan payment cards and collect card information in a matter of seconds - Digital signatures captured on your device - Void, refund, and view past transactions - Available Bluetooth AffiniPay for Associations card reader. - Support for EMV (chip cards), NFC contactless, Magnetic Stripe Card Visit affinipay.com/shop to purchase the AffiniPay for Associations Bluetooth Mobile Reader. ABOUT AFFINIPAY AffiniPay offers the most up-to-date payment options for associations. Collect payments in your office, through your website, and on-the-go. No matter where you get paid, all transactions are secure. We understand not one solution works for everyone. Our knowledge and expertise in key industries can save your organization valuable time and money. Have questions? Our team of Certified Payment Professionals are on hand, ready to discuss your needs. Give us a call today at 800-485-6455.

About

PHNTM APP

This all-in-one platform provides tools and resources for business success. Capture leads, build websites, and automate messaging across multiple channels. Manage payments, schedule appointments, and track analytics seamlessly.

Highlights
  • Lead capture tools
  • Website and landing page builder
  • Automated messaging across channels
  • Appointment scheduling
  • Payment collection and invoicing
  • Analytics tracking
Features
Read full description

PHNTM AI is the first-ever all-in-one platform that will give you the tools, support, and resources you need to succeed with your business. All the tools you need in one platform without having to "duct-tape" multiple platforms together! Capture leads using our landing pages, surveys, forms, calendars, inbound phone system & more! Full Suite Platform for Users. Included in the Platform is a full-featured website Page Builder to capture leads. Our intuitive platform allows you to create full-featured websites with custom menus. Create high-performing and captivating landing pages all in one place! Automatically message leads with prebuilt responses for all messaging channels via voicemail, forced calls, SMS, emails, Facebook Messenger, Instagram DM's & more! Use our built-in tools to collect payments, schedule appointments, and track analytics! Integrate with payment platforms like Stripe and Paypal to create invoices with a few clicks and collect payments all in easy to use App.

Screenshots

AffiniPay3 screens
PHNTM APP4 screens

Verdict

The call

The clearest difference is rating: AffiniPay at 5.0 against PHNTM APP's 4.0. AffiniPay also leads on iOS requirement (13.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AffiniPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
AffiniPay versus PHNTM APP: the parameters behind the verdict, then further details
ParameterAffiniPayPHNTM APP
PriceFreeFree
Rating5.0 (2 ratings) — better4.0 (4 ratings)
Positive reviews—100.0% of reviews
Number of ratings24 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.6
Further details — not scored
Size31 MB315 MB
Age rating4+4+
DeveloperAffiniPay LLCPHNTM

Customer experience

AffiniPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

PHNTM APP

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AffiniPay

No in-app purchases

None

PHNTM APP

No in-app purchases

Questions

Is AffiniPay free?
AffiniPay is free to download, with no in-app purchases.
Is PHNTM APP free?
PHNTM APP is free to download, with no in-app purchases.
Which has better reviews, AffiniPay or PHNTM APP?
AffiniPay is rated higher. AffiniPay averages 5.0 out of 5 from 2 ratings, while PHNTM APP averages 4.0 from 4 ratings.
Do AffiniPay or PHNTM APP have ads?
Neither AffiniPay nor PHNTM APP shows ads.
Which is updated more often, AffiniPay or PHNTM APP?
AffiniPay ships an update every 3 months, and PHNTM APP every 3 months. Most recently, AffiniPay was updated on October 9, 2026 and PHNTM APP on October 2, 2026.

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