AffiniPay vs PHNTM APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AffiniPay
This app provides a mobile payment solution for organizations, enabling users to accept payments, collect digital signatures, and manage transactions on the go. It supports various card types and offers an optional Bluetooth reader for enhanced functionality.
- Accept payments on the go
- Collect digital signatures
- Scan payment cards with phone camera
- Void and refund transactions
- Support for EMV, NFC, and magnetic stripe cards
- Optional Bluetooth mobile reader
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The AffiniPay app allows your organization to use our leading payment solution anytime, anywhere. Take payments, collect digital signatures, and view past transactions easily from your mobile device. EVERYWHERE YOU GO Accept payments securely and on-the-go by entering a member’s credit card number or use the AffiniPay for Associations mobile reader to quickly capture client card information. FEATURES - Everything you need to get paid, all in one place. - Use your phone camera to scan payment cards and collect card information in a matter of seconds - Digital signatures captured on your device - Void, refund, and view past transactions - Available Bluetooth AffiniPay for Associations card reader. - Support for EMV (chip cards), NFC contactless, Magnetic Stripe Card Visit affinipay.com/shop to purchase the AffiniPay for Associations Bluetooth Mobile Reader. ABOUT AFFINIPAY AffiniPay offers the most up-to-date payment options for associations. Collect payments in your office, through your website, and on-the-go. No matter where you get paid, all transactions are secure. We understand not one solution works for everyone. Our knowledge and expertise in key industries can save your organization valuable time and money. Have questions? Our team of Certified Payment Professionals are on hand, ready to discuss your needs. Give us a call today at 800-485-6455.
PHNTM APP
This all-in-one platform provides tools and resources for business success. Capture leads, build websites, and automate messaging across multiple channels. Manage payments, schedule appointments, and track analytics seamlessly.
- Lead capture tools
- Website and landing page builder
- Automated messaging across channels
- Appointment scheduling
- Payment collection and invoicing
- Analytics tracking
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PHNTM AI is the first-ever all-in-one platform that will give you the tools, support, and resources you need to succeed with your business. All the tools you need in one platform without having to "duct-tape" multiple platforms together! Capture leads using our landing pages, surveys, forms, calendars, inbound phone system & more! Full Suite Platform for Users. Included in the Platform is a full-featured website Page Builder to capture leads. Our intuitive platform allows you to create full-featured websites with custom menus. Create high-performing and captivating landing pages all in one place! Automatically message leads with prebuilt responses for all messaging channels via voicemail, forced calls, SMS, emails, Facebook Messenger, Instagram DM's & more! Use our built-in tools to collect payments, schedule appointments, and track analytics! Integrate with payment platforms like Stripe and Paypal to create invoices with a few clicks and collect payments all in easy to use App.
Screenshots
Verdict
The clearest difference is rating: AffiniPay at 5.0 against PHNTM APP's 4.0. AffiniPay also leads on iOS requirement (13.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AffiniPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.
| Parameter | AffiniPay | PHNTM APP |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 31 MB | 315 MB |
| Age rating | 4+ | 4+ |
| Developer | AffiniPay LLC | PHNTM |
Customer experience
AffiniPay
PHNTM APP
In-app purchases
AffiniPay
No in-app purchases
PHNTM APP
No in-app purchases









