HCU Mobile Branch vs Exchange Bank Co
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HCU Mobile Branch
Manage your bank accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, and deposit checks with ease. Locate ATMs and branches using GPS.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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HCU Mobile Branch by Horizon Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, deposit checks and locate ATMs and credit union locations from your mobile device. Our app is fast, secure and free. Use your current login information to start banking today. Features: • Check Account Balances • Transfer funds between accounts • Pay Bills** • Find credit union, ATM and co-op ATM locations using the GPS system provided by your iPhone.*** • Deposit checks by simply taking a photo**** *Must be an Online Bill Pay Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. ****Subject to credit union approval
Exchange Bank Co
Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and photos, set balance alerts, and make payments and transfers. Deposit checks remotely and find nearby branches and ATMs.
- Aggregate financial accounts
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Find branches and ATMs
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Exchange Bank Co. is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Exchange Bank Co: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Exchange Bank Co app, you must be enrolled as an Exchange Bank Co. digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is update cadence: Exchange Bank Co at monthly against HCU Mobile Branch's every 18 months. HCU Mobile Branch's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 14.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HCU Mobile Branch ships an update every 18 months, Exchange Bank Co monthly. The most recent releases landed on June 3, 2026 and September 2, 2026 respectively.
| Parameter | HCU Mobile Branch | Exchange Bank Co |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (378 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | — | 378 — better |
| Update frequency | Every 18 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 11.0 — better | 14.1 |
| Further details — not scored | ||
| Size | 50 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | Horizon Credit Union - MO | EXCHANGE BANK CO |
Customer experience
HCU Mobile Branch
Exchange Bank Co
In-app purchases
HCU Mobile Branch
No in-app purchases
Exchange Bank Co
No in-app purchases
Questions
Is HCU Mobile Branch free?
Is Exchange Bank Co free?
Do HCU Mobile Branch or Exchange Bank Co have ads?
Which is updated more often, HCU Mobile Branch or Exchange Bank Co?
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