Comparison

HCU Mobile Branch vs Exchange Bank Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HCU Mobile Branch

Manage your bank accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, and deposit checks with ease. Locate ATMs and branches using GPS.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

HCU Mobile Branch by Horizon Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, deposit checks and locate ATMs and credit union locations from your mobile device. Our app is fast, secure and free. Use your current login information to start banking today. Features: • Check Account Balances • Transfer funds between accounts • Pay Bills** • Find credit union, ATM and co-op ATM locations using the GPS system provided by your iPhone.*** • Deposit checks by simply taking a photo**** *Must be an Online Bill Pay Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. ****Subject to credit union approval

About

Exchange Bank Co

Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and photos, set balance alerts, and make payments and transfers. Deposit checks remotely and find nearby branches and ATMs.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Find branches and ATMs
Features
Read full description

Exchange Bank Co. is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Exchange Bank Co: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.  To use the Exchange Bank Co app, you must be enrolled as an Exchange Bank Co. digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

HCU Mobile Branch4 screens
Exchange Bank Co4 screens

Verdict

The call

The clearest difference is update cadence: Exchange Bank Co at monthly against HCU Mobile Branch's every 18 months. HCU Mobile Branch's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 14.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HCU Mobile Branch ships an update every 18 months, Exchange Bank Co monthly. The most recent releases landed on June 3, 2026 and September 2, 2026 respectively.

Scorecard3 real differences · 7 level
HCU Mobile Branch versus Exchange Bank Co: the parameters behind the verdict, then further details
ParameterHCU Mobile BranchExchange Bank Co
PriceFreeFree
Rating4.8 (378 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings378 — better
Update frequencyEvery 18 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS11.0 — better14.1
Further details — not scored
Size50 MB144 MB
Age rating4+4+
DeveloperHorizon Credit Union - MOEXCHANGE BANK CO

Customer experience

HCU Mobile Branch

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Exchange Bank Co

All ratings378 ratings
Positive93.9%
Neutral3.4%
Negative2.6%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

In-app purchases

None

HCU Mobile Branch

No in-app purchases

None

Exchange Bank Co

No in-app purchases

Questions

Is HCU Mobile Branch free?
HCU Mobile Branch is free to download, with no in-app purchases.
Is Exchange Bank Co free?
Exchange Bank Co is free to download, with no in-app purchases.
Do HCU Mobile Branch or Exchange Bank Co have ads?
Neither HCU Mobile Branch nor Exchange Bank Co shows ads.
Which is updated more often, HCU Mobile Branch or Exchange Bank Co?
HCU Mobile Branch ships an update every 18 months, and Exchange Bank Co monthly. Most recently, HCU Mobile Branch was updated on June 3, 2026 and Exchange Bank Co on September 2, 2026.

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