Comparison

HCU Mobile Branch vs PCSB One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HCU Mobile Branch

Manage your bank accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, and deposit checks with ease. Locate ATMs and branches using GPS.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

HCU Mobile Branch by Horizon Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, deposit checks and locate ATMs and credit union locations from your mobile device. Our app is fast, secure and free. Use your current login information to start banking today. Features: • Check Account Balances • Transfer funds between accounts • Pay Bills** • Find credit union, ATM and co-op ATM locations using the GPS system provided by your iPhone.*** • Deposit checks by simply taking a photo**** *Must be an Online Bill Pay Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. ****Subject to credit union approval

About

PCSB One

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card control
  • View and save statements
  • Find branches and ATMs
Features
Read full description

PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

HCU Mobile Branch4 screens
PCSB One4 screens

Verdict

The call

The clearest difference is review sentiment: PCSB One at 67% against HCU Mobile Branch's 0%. PCSB One also leads on update cadence (monthly vs every 18 months). HCU Mobile Branch's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HCU Mobile Branch ships an update every 18 months, PCSB One monthly. The most recent releases landed on June 3, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
HCU Mobile Branch versus PCSB One: the parameters behind the verdict, then further details
ParameterHCU Mobile BranchPCSB One
PriceFreeFree
Rating4.8 (223 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings223 — better
Update frequencyEvery 18 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.4
Further details — not scored
Size50 MB173 MB
Age rating4+12+
DeveloperHorizon Credit Union - MOPutnam County State Bank

Customer experience

HCU Mobile Branch

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

PCSB One

All ratings223 ratings
Positive94.6%
Neutral4.0%
Negative1.3%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

HCU Mobile Branch

No in-app purchases

None

PCSB One

No in-app purchases

Questions

Is HCU Mobile Branch free?
HCU Mobile Branch is free to download, with no in-app purchases.
Is PCSB One free?
PCSB One is free to download, with no in-app purchases.
Do HCU Mobile Branch or PCSB One have ads?
Neither HCU Mobile Branch nor PCSB One shows ads.
Which is updated more often, HCU Mobile Branch or PCSB One?
HCU Mobile Branch ships an update every 18 months, and PCSB One monthly. Most recently, HCU Mobile Branch was updated on June 3, 2026 and PCSB One on September 21, 2026.

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