HCU Mobile Branch vs PCSB One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HCU Mobile Branch
Manage your bank accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, and deposit checks with ease. Locate ATMs and branches using GPS.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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HCU Mobile Branch by Horizon Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, deposit checks and locate ATMs and credit union locations from your mobile device. Our app is fast, secure and free. Use your current login information to start banking today. Features: • Check Account Balances • Transfer funds between accounts • Pay Bills** • Find credit union, ATM and co-op ATM locations using the GPS system provided by your iPhone.*** • Deposit checks by simply taking a photo**** *Must be an Online Bill Pay Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. ****Subject to credit union approval
PCSB One
Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card control
- View and save statements
- Find branches and ATMs
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PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: PCSB One at 67% against HCU Mobile Branch's 0%. PCSB One also leads on update cadence (monthly vs every 18 months). HCU Mobile Branch's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HCU Mobile Branch ships an update every 18 months, PCSB One monthly. The most recent releases landed on June 3, 2026 and September 21, 2026 respectively.
| Parameter | HCU Mobile Branch | PCSB One |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (223 ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | — | 223 — better |
| Update frequency | Every 18 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 50 MB | 173 MB |
| Age rating | 4+ | 12+ |
| Developer | Horizon Credit Union - MO | Putnam County State Bank |
Customer experience
HCU Mobile Branch
PCSB One
In-app purchases
HCU Mobile Branch
No in-app purchases
PCSB One
No in-app purchases
Questions
Is HCU Mobile Branch free?
Is PCSB One free?
Do HCU Mobile Branch or PCSB One have ads?
Which is updated more often, HCU Mobile Branch or PCSB One?
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