Comparison

Putnam County Bank vs PCSB One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Putnam County Bank

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.

Highlights
  • Manage accounts
  • Check balances and transaction history
  • Pay bills and credit cards
  • Transfer money
  • Find branches and ATMs
  • Send messages
Features
Read full description

Putnam County Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Putnam County Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Putnam County Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Putnam County Bank accounts • Find the nearest Putnam County Bank branches and ATMs • Send us a message To use Putnam County Bank Mobile, you must be a Putnam County Bank customer and enrolled in our online banking service. To sign up, www.putcobkonline.com

About

PCSB One

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card control
  • View and save statements
  • Find branches and ATMs
Features
Read full description

PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Putnam County Bank4 screens
PCSB One4 screens

Verdict

The call

The clearest difference is monetization model: Putnam County Bank at free against PCSB One's free with in-app purchases. Putnam County Bank also leads on review sentiment (87% vs 67%). PCSB One's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Putnam County Bank against 4.8 for PCSB One. Both are backed by a comparable volume of ratings — 512 and 223 respectively. Written reviews are what separate them: 87% of Putnam County Bank's written reviews are positive against 67% of PCSB One's.

UpkeepUpdate frequency

Putnam County Bank ships an update every 4 months, PCSB One monthly. Both last shipped on September 21, 2026.

Scorecard3 real differences · 7 level
Putnam County Bank versus PCSB One: the parameters behind the verdict, then further details
ParameterPutnam County BankPCSB One
PriceFreeFree
Rating4.8 (512 ratings)4.8 (223 ratings)
Positive reviews86.7% of reviews — better66.7% of reviews
Number of ratings512 — better223
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size90 MB173 MB
Age rating4+12+
DeveloperPutnam County BankPutnam County State Bank

Customer experience

Putnam County Bank

All ratings512 ratings
Positive95.3%
Neutral2.9%
Negative1.8%
Written reviews15 reviews
Positive86.7%
Neutral6.7%
Negative6.7%

PCSB One

All ratings223 ratings
Positive94.6%
Neutral4.0%
Negative1.3%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Bugs and requests

Putnam County Bank

Reported bugs

3 issues
  • Cannot see pending charges on account
  • Changing password and not be able to use a previous one gets old
  • Few glitches at first (resolved)

Requested features

4 requests
  • See pending charges on account
  • Ability to use previous passwords
  • Show what pending transactions are for and how much
  • List of pending transactions

PCSB One

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Putnam County Bank

No in-app purchases

None

PCSB One

No in-app purchases

Questions

Is Putnam County Bank free?
Putnam County Bank is free to download, with no in-app purchases.
Is PCSB One free?
PCSB One is free to download, with no in-app purchases.
Which has better reviews, Putnam County Bank or PCSB One?
Putnam County Bank and PCSB One are both rated 4.8 out of 5 on the App Store, from 512 and 223 ratings respectively.
Do Putnam County Bank or PCSB One have ads?
Neither Putnam County Bank nor PCSB One shows ads.
Which is updated more often, Putnam County Bank or PCSB One?
Putnam County Bank ships an update every 4 months, and PCSB One monthly. Most recently, Putnam County Bank was updated on September 21, 2026 and PCSB One on September 21, 2026.

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