Putnam County Bank vs PCSB One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Putnam County Bank
Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.
- Manage accounts
- Check balances and transaction history
- Pay bills and credit cards
- Transfer money
- Find branches and ATMs
- Send messages
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Putnam County Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Putnam County Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Putnam County Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Putnam County Bank accounts • Find the nearest Putnam County Bank branches and ATMs • Send us a message To use Putnam County Bank Mobile, you must be a Putnam County Bank customer and enrolled in our online banking service. To sign up, www.putcobkonline.com
PCSB One
Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card control
- View and save statements
- Find branches and ATMs
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PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: Putnam County Bank at free against PCSB One's free with in-app purchases. Putnam County Bank also leads on review sentiment (87% vs 67%). PCSB One's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Putnam County Bank against 4.8 for PCSB One. Both are backed by a comparable volume of ratings — 512 and 223 respectively. Written reviews are what separate them: 87% of Putnam County Bank's written reviews are positive against 67% of PCSB One's.
Putnam County Bank ships an update every 4 months, PCSB One monthly. Both last shipped on September 21, 2026.
| Parameter | Putnam County Bank | PCSB One |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (512 ratings) | 4.8 (223 ratings) |
| Positive reviews | 86.7% of reviews — better | 66.7% of reviews |
| Number of ratings | 512 — better | 223 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 90 MB | 173 MB |
| Age rating | 4+ | 12+ |
| Developer | Putnam County Bank | Putnam County State Bank |
Customer experience
Putnam County Bank
PCSB One
Bugs and requests
Putnam County Bank
Reported bugs
3 issues- Cannot see pending charges on account
- Changing password and not be able to use a previous one gets old
- Few glitches at first (resolved)
Requested features
4 requests- See pending charges on account
- Ability to use previous passwords
- Show what pending transactions are for and how much
- List of pending transactions
PCSB One
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Putnam County Bank
No in-app purchases
PCSB One
No in-app purchases
Questions
Is Putnam County Bank free?
Is PCSB One free?
Which has better reviews, Putnam County Bank or PCSB One?
Do Putnam County Bank or PCSB One have ads?
Which is updated more often, Putnam County Bank or PCSB One?
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