Comparison

Putnam County Bank vs Cross County Savings Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Putnam County Bank

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.

Highlights
  • Manage accounts
  • Check balances and transaction history
  • Pay bills and credit cards
  • Transfer money
  • Find branches and ATMs
  • Send messages
Features
Read full description

Putnam County Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Putnam County Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Putnam County Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Putnam County Bank accounts • Find the nearest Putnam County Bank branches and ATMs • Send us a message To use Putnam County Bank Mobile, you must be a Putnam County Bank customer and enrolled in our online banking service. To sign up, www.putcobkonline.com

About

Cross County Savings Bank

Manage your personal or business banking conveniently from your mobile device. Access account details, pay bills, transfer funds, and locate branches and ATMs securely and efficiently. Bank anytime, anywhere with this free and fast application.

Highlights
  • Manage accounts
  • Check balances and transaction history
  • Pay bills and credit cards
  • Transfer money between accounts
  • Find branches and ATMs
  • Send messages
Read full description

Cross County Savings Bank’s Mobile App makes it easy for you to bank on the go. Do your personal or business banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Cross County Savings Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Cross County Savings Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Cross County Savings Bank accounts • Find the nearest Cross County Savings Bank branches and ATMs • Send us a message To use Cross County Savings Bank Mobile, you must be a Cross County Savings Bank customer and enrolled in our online banking service. To sign up, go to www.crosscounty.com.

Screenshots

Putnam County Bank4 screens
Cross County Savings Bank4 screens

Verdict

The call

The clearest difference is ads: Putnam County Bank at none against Cross County Savings Bank's shown. Putnam County Bank also leads on monetization model (free vs free with in-app purchases). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Putnam County Bank against 4.9 for Cross County Savings Bank. Both are backed by a comparable volume of ratings — 512 and 385 respectively. Written reviews are what separate them: 87% of Putnam County Bank's written reviews are positive against 83% of Cross County Savings Bank's.

UpkeepUpdate frequency

Putnam County Bank ships an update every 4 months, Cross County Savings Bank every 3 months. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Putnam County Bank versus Cross County Savings Bank: the parameters behind the verdict, then further details
ParameterPutnam County BankCross County Savings Bank
PriceFreeFree
Rating4.8 (512 ratings)4.9 (385 ratings) — better
Positive reviews86.7% of reviews — better83.3% of reviews
Number of ratings512 — better385
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size90 MB100 MB
Age rating4+4+
DeveloperPutnam County BankCross County Savings Bank

Customer experience

Putnam County Bank

All ratings512 ratings
Positive95.3%
Neutral2.9%
Negative1.8%
Written reviews15 reviews
Positive86.7%
Neutral6.7%
Negative6.7%

Cross County Savings Bank

All ratings342 ratings
Positive97.4%
Neutral1.5%
Negative1.2%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

Putnam County Bank

Reported bugs

3 issues
  • Cannot see pending charges on account
  • Changing password and not be able to use a previous one gets old
  • Few glitches at first (resolved)

Requested features

4 requests
  • See pending charges on account
  • Ability to use previous passwords
  • Show what pending transactions are for and how much
  • List of pending transactions

Cross County Savings Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Putnam County Bank

No in-app purchases

None

Cross County Savings Bank

No in-app purchases

Questions

Is Putnam County Bank free?
Putnam County Bank is free to download, with no in-app purchases.
Is Cross County Savings Bank free?
Cross County Savings Bank is free to download, with no in-app purchases.
Which has better reviews, Putnam County Bank or Cross County Savings Bank?
Cross County Savings Bank is rated higher. Putnam County Bank averages 4.8 out of 5 from 512 ratings, while Cross County Savings Bank averages 4.9 from 385 ratings.
Do Putnam County Bank or Cross County Savings Bank have ads?
Cross County Savings Bank shows ads; Putnam County Bank does not.
Which is updated more often, Putnam County Bank or Cross County Savings Bank?
Putnam County Bank ships an update every 4 months, and Cross County Savings Bank every 3 months. Most recently, Putnam County Bank was updated on September 21, 2026 and Cross County Savings Bank on September 17, 2026.

Other comparisons