Comparison

PCSB Mobile vs PCSB One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCSB Mobile

Manage your finances on the go with a secure and convenient mobile banking service. Easily check balances, view transactions, transfer funds, and pay bills from your device. It's banking designed to keep pace with your busy life.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer funds
  • Pay bills
  • Send money to friends and family
Features
Read full description

When you’re in control of your money, you pave the way for a stronger financial journey. Our mobile banking service brings you some of the most innovative and secure features available. Whether you’re paying bills, transferring funds or just managing your overall finances, you’ll benefit from easy access and incredible convenience. It’s banking that moves as fast as you do. Message and data rates may apply. Contact your cellular provider for details. o Check account balances o View recent transactions o Transfer funds o Pay Bills o Send money to family and friends

About

PCSB One

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card control
  • View and save statements
  • Find branches and ATMs
Features
Read full description

PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

PCSB Mobile4 screens
PCSB One4 screens

Verdict

The call

PCSB Mobile and PCSB One both sit at 4.8 stars, but that hides the real split: 67% of PCSB One's written reviews are positive against 50% of PCSB Mobile's. PCSB One also leads on update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for PCSB Mobile against 4.8 for PCSB One. Both are backed by a comparable volume of ratings — 532 and 223 respectively. Written reviews are what separate them: 50% of PCSB Mobile's written reviews are positive against 67% of PCSB One's.

UpkeepUpdate frequency

PCSB Mobile ships an update every 3 months, PCSB One monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
PCSB Mobile versus PCSB One: the parameters behind the verdict, then further details
ParameterPCSB MobilePCSB One
PriceFreeFree
Rating4.8 (532 ratings)4.8 (223 ratings)
Positive reviews50.0% of reviews66.7% of reviews — better
Number of ratings532 — better223
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size108 MB173 MB
Age rating4+12+
DeveloperPCSB BankPutnam County State Bank

Customer experience

PCSB Mobile

All ratings532 ratings
Positive95.5%
Neutral1.7%
Negative2.8%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

PCSB One

All ratings223 ratings
Positive94.6%
Neutral4.0%
Negative1.3%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

PCSB Mobile

No in-app purchases

None

PCSB One

No in-app purchases

Questions

Is PCSB Mobile free?
PCSB Mobile is free to download, with no in-app purchases.
Is PCSB One free?
PCSB One is free to download, with no in-app purchases.
Which has better reviews, PCSB Mobile or PCSB One?
PCSB Mobile and PCSB One are both rated 4.8 out of 5 on the App Store, from 532 and 223 ratings respectively.
Do PCSB Mobile or PCSB One have ads?
Neither PCSB Mobile nor PCSB One shows ads.
Which is updated more often, PCSB Mobile or PCSB One?
PCSB Mobile ships an update every 3 months, and PCSB One monthly. Most recently, PCSB Mobile was updated on September 23, 2026 and PCSB One on September 21, 2026.

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