PCNB Mobile vs PCSB One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PCNB Mobile
Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Direct customer service contact
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The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
PCSB One
Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card control
- View and save statements
- Find branches and ATMs
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PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: PCSB One at 67% against PCNB Mobile's 0%. PCSB One also leads on ads (none vs shown) and rating (4.8 vs 4.5). PCNB Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PCSB One holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 48 and 223 respectively. Written reviews point the same way: 0% of PCNB Mobile's written reviews are positive against 67% of PCSB One's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 6, 2026 and September 21, 2026 respectively.
| Parameter | PCNB Mobile | PCSB One |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (48 ratings) | 4.8 (223 ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 48 | 223 — better |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 158 MB | 173 MB |
| Age rating | 4+ | 12+ |
| Developer | Putnam County National Bank | Putnam County State Bank |
Customer experience
PCNB Mobile
PCSB One
In-app purchases
PCNB Mobile
No in-app purchases
PCSB One
No in-app purchases
Questions
Is PCNB Mobile free?
Is PCSB One free?
Which has better reviews, PCNB Mobile or PCSB One?
Do PCNB Mobile or PCSB One have ads?
Which is updated more often, PCNB Mobile or PCSB One?
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