Comparison

PCNB Mobile vs PCSB One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCNB Mobile

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Features
Read full description

The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

PCSB One

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card control
  • View and save statements
  • Find branches and ATMs
Features
Read full description

PCSB One-Touch Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PCSB One-Touch Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Turn your debit card off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

PCNB Mobile4 screens
PCSB One4 screens

Verdict

The call

The clearest difference is review sentiment: PCSB One at 67% against PCNB Mobile's 0%. PCSB One also leads on ads (none vs shown) and rating (4.8 vs 4.5). PCNB Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PCSB One holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 48 and 223 respectively. Written reviews point the same way: 0% of PCNB Mobile's written reviews are positive against 67% of PCSB One's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 6, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
PCNB Mobile versus PCSB One: the parameters behind the verdict, then further details
ParameterPCNB MobilePCSB One
PriceFreeFree
Rating4.5 (48 ratings)4.8 (223 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings48223 — better
Update frequencyMonthlyMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size158 MB173 MB
Age rating4+12+
DeveloperPutnam County National BankPutnam County State Bank

Customer experience

PCNB Mobile

All ratings48 ratings
Positive85.4%
Neutral2.1%
Negative12.5%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PCSB One

All ratings223 ratings
Positive94.6%
Neutral4.0%
Negative1.3%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

PCNB Mobile

No in-app purchases

None

PCSB One

No in-app purchases

Questions

Is PCNB Mobile free?
PCNB Mobile is free to download, with no in-app purchases.
Is PCSB One free?
PCSB One is free to download, with no in-app purchases.
Which has better reviews, PCNB Mobile or PCSB One?
PCSB One is rated higher. PCNB Mobile averages 4.5 out of 5 from 48 ratings, while PCSB One averages 4.8 from 223 ratings.
Do PCNB Mobile or PCSB One have ads?
PCNB Mobile shows ads; PCSB One does not.
Which is updated more often, PCNB Mobile or PCSB One?
PCNB Mobile ships an update monthly, and PCSB One monthly. Most recently, PCNB Mobile was updated on September 6, 2026 and PCSB One on September 21, 2026.

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