Comparison

Putnam County Bank vs PCNB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Putnam County Bank

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.

Highlights
  • Manage accounts
  • Check balances and transaction history
  • Pay bills and credit cards
  • Transfer money
  • Find branches and ATMs
  • Send messages
Features
Read full description

Putnam County Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Putnam County Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Putnam County Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Putnam County Bank accounts • Find the nearest Putnam County Bank branches and ATMs • Send us a message To use Putnam County Bank Mobile, you must be a Putnam County Bank customer and enrolled in our online banking service. To sign up, www.putcobkonline.com

About

PCNB Mobile

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Features
Read full description

The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

Putnam County Bank4 screens
PCNB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Putnam County Bank at 87% against PCNB Mobile's 0%. Putnam County Bank also leads on ads (none vs shown) and rating (4.8 vs 4.5). PCNB Mobile's advantage is update cadence (monthly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Putnam County Bank holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Putnam County Bank has 512 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 87% of Putnam County Bank's written reviews are positive against 0% of PCNB Mobile's.

UpkeepUpdate frequency

Putnam County Bank ships an update every 4 months, PCNB Mobile monthly. The most recent releases landed on September 21, 2026 and September 6, 2026 respectively.

Scorecard6 real differences · 4 level
Putnam County Bank versus PCNB Mobile: the parameters behind the verdict, then further details
ParameterPutnam County BankPCNB Mobile
PriceFreeFree
Rating4.8 (512 ratings) — better4.5 (48 ratings)
Positive reviews86.7% of reviews — better0.0% of reviews
Number of ratings512 — better48
Update frequencyEvery 4 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size90 MB158 MB
Age rating4+4+
DeveloperPutnam County BankPutnam County National Bank

Customer experience

Putnam County Bank

All ratings512 ratings
Positive95.3%
Neutral2.9%
Negative1.8%
Written reviews15 reviews
Positive86.7%
Neutral6.7%
Negative6.7%

PCNB Mobile

All ratings48 ratings
Positive85.4%
Neutral2.1%
Negative12.5%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Putnam County Bank

Reported bugs

3 issues
  • Cannot see pending charges on account
  • Changing password and not be able to use a previous one gets old
  • Few glitches at first (resolved)

Requested features

4 requests
  • See pending charges on account
  • Ability to use previous passwords
  • Show what pending transactions are for and how much
  • List of pending transactions

PCNB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Putnam County Bank

No in-app purchases

None

PCNB Mobile

No in-app purchases

Questions

Is Putnam County Bank free?
Putnam County Bank is free to download, with no in-app purchases.
Is PCNB Mobile free?
PCNB Mobile is free to download, with no in-app purchases.
Which has better reviews, Putnam County Bank or PCNB Mobile?
Putnam County Bank is rated higher. Putnam County Bank averages 4.8 out of 5 from 512 ratings, while PCNB Mobile averages 4.5 from 48 ratings.
Do Putnam County Bank or PCNB Mobile have ads?
PCNB Mobile shows ads; Putnam County Bank does not.
Which is updated more often, Putnam County Bank or PCNB Mobile?
Putnam County Bank ships an update every 4 months, and PCNB Mobile monthly. Most recently, Putnam County Bank was updated on September 21, 2026 and PCNB Mobile on September 6, 2026.

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