Comparison

PCNB Mobile vs Beacon Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCNB Mobile

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Features
Read full description

The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

Beacon Bank Mobile

Manage your finances on the go with a comprehensive mobile banking app. Deposit checks, send money instantly, view account balances, and control your debit card. Enhanced features for personal and small business accounts offer a secure and convenient banking experience.

Highlights
  • Mobile check deposit
  • Peer-to-peer payments
  • Internal and external transfers
  • Biometric authentication
  • Small business banking
  • Enhanced bill pay
  • Card controls
Features
Read full description

Empower your financial journey with the tools you need to take on tomorrow — on your own terms — with our new mobile app. Features include: Even Easier Mobile Check Deposit - Deposit checks 24/7/365 Financial Insights - Powerful tool for 360-degree view of your finances Send cash fast with your Beacon Bank debit card - Real-time P2P (Peer-to-Peer) Payments with just an email or mobile phone number Transfers - Internal and external transfers, as well as the option to easily transfer cash from your accounts and to family and friends who also use the Beacon Bank mobile app or online banking platform Biometric authentication - Added security with the option for face and fingerprint recognition Enhanced small business banking options - Quickly toggle between personal and business accounts, and option to authorize sub-users with unique permissions Enhanced bill pay service - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone Access to Accounts - Check your latest account balances and search recent transactions by date, amount, or check number Card Controls for Security - Turn your card off/on in the event it’s lost or stolen Secure Messaging - Fast, secure messages for Beacon Bank support right from the mobile app Reset Username and Passwords - Easier self-service username and password resets

Screenshots

PCNB Mobile4 screens
Beacon Bank Mobile4 screens

Verdict

The call

The clearest difference is ads: Beacon Bank Mobile at none against PCNB Mobile's shown. Beacon Bank Mobile also leads on review sentiment (35% vs 0%) and ratings volume (3.2K vs 48). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for PCNB Mobile against 4.4 for Beacon Bank Mobile. That said, the two scores are not equally well evidenced: Beacon Bank Mobile has 3.2K ratings behind it against 48, so its average is the more settled of the two. Written reviews are what separate them: 0% of PCNB Mobile's written reviews are positive against 35% of Beacon Bank Mobile's.

UpkeepUpdate frequency

PCNB Mobile ships an update monthly, Beacon Bank Mobile fortnightly. The most recent releases landed on September 6, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
PCNB Mobile versus Beacon Bank Mobile: the parameters behind the verdict, then further details
ParameterPCNB MobileBeacon Bank Mobile
PriceFreeFree
Rating4.5 (48 ratings) — better4.4 (3.2K ratings)
Positive reviews0.0% of reviews34.8% of reviews — better
Number of ratings483.2K — better
Update frequencyMonthlyFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.416.6 — better
Further details — not scored
Size158 MB74 MB
Age rating4+4+
DeveloperPutnam County National BankBerkshire Bank

Customer experience

PCNB Mobile

All ratings48 ratings
Positive85.4%
Neutral2.1%
Negative12.5%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Beacon Bank Mobile

All ratings3,161 ratings
Positive84.0%
Neutral5.8%
Negative10.2%
Written reviews184 reviews
Positive34.8%
Neutral13.0%
Negative52.2%

Bugs and requests

PCNB Mobile

Not enough reviews yet to summarise bugs or requests.

Beacon Bank Mobile

Reported bugs

4 issues
  • Inability to log in consistently
  • Delayed or missing transaction postings
  • Discrepancies between app and website data
  • Compatibility issues with older devices

Requested features

5 requests
  • Bring back instant transaction notifications
  • Improve bill pay interface and sorting options
  • Restore account balance accuracy and transparency
  • Reinstate features from previous app version
  • Enhance security features like card controls

In-app purchases

None

PCNB Mobile

No in-app purchases

None

Beacon Bank Mobile

No in-app purchases

Questions

Is PCNB Mobile free?
PCNB Mobile is free to download, with no in-app purchases.
Is Beacon Bank Mobile free?
Beacon Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, PCNB Mobile or Beacon Bank Mobile?
PCNB Mobile is rated higher. PCNB Mobile averages 4.5 out of 5 from 48 ratings, while Beacon Bank Mobile averages 4.4 from 3.2K ratings.
Do PCNB Mobile or Beacon Bank Mobile have ads?
PCNB Mobile shows ads; Beacon Bank Mobile does not.
Which is updated more often, PCNB Mobile or Beacon Bank Mobile?
PCNB Mobile ships an update monthly, and Beacon Bank Mobile fortnightly. Most recently, PCNB Mobile was updated on September 6, 2026 and Beacon Bank Mobile on September 23, 2026.

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