Comparison

PCNB Mobile vs MHV Digital Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCNB Mobile

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Features
Read full description

The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

MHV Digital Banking App

Manage your finances with an enhanced digital banking app. It offers streamlined access and innovative features for easier and more efficient financial management.

Highlights
  • Enhanced digital banking
  • Streamlined access
  • Innovative features
  • Efficient financial management
Features
Read full description

Bank like never before with MHV’s enhanced Digital Banking Mobile App. With innovative features and streamlined access, managing your finances is easier and more efficient than ever.

Screenshots

PCNB Mobile4 screens
MHV Digital Banking App4 screens

Verdict

The call

The clearest difference is review sentiment: MHV Digital Banking App at 45% against PCNB Mobile's 0%. MHV Digital Banking App also leads on ads (none vs shown) and ratings volume (1.4K vs 48). PCNB Mobile's advantage is update cadence (monthly vs every 5 months) and rating (4.5 vs 4.3). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PCNB Mobile holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: MHV Digital Banking App has 1.4K ratings behind it against 48, so its average is the more settled of the two. Written reviews complicate that: 0% of PCNB Mobile's written reviews are positive against 45% of MHV Digital Banking App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PCNB Mobile ships an update monthly, MHV Digital Banking App every 5 months. The most recent releases landed on September 6, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
PCNB Mobile versus MHV Digital Banking App: the parameters behind the verdict, then further details
ParameterPCNB MobileMHV Digital Banking App
PriceFreeFree
Rating4.5 (48 ratings) — better4.3 (1.4K ratings)
Positive reviews0.0% of reviews44.9% of reviews — better
Number of ratings481.4K — better
Update frequencyMonthly — betterEvery 5 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.416.0 — better
Further details — not scored
Size158 MB33 MB
Age rating4+4+
DeveloperPutnam County National BankMid-Hudson Valley FCU

Customer experience

PCNB Mobile

All ratings48 ratings
Positive85.4%
Neutral2.1%
Negative12.5%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MHV Digital Banking App

All ratings1,439 ratings
Positive82.4%
Neutral2.8%
Negative14.7%
Written reviews196 reviews
Positive44.9%
Neutral5.6%
Negative49.5%

Bugs and requests

PCNB Mobile

Not enough reviews yet to summarise bugs or requests.

MHV Digital Banking App

Reported bugs

3 issues
  • Inability to make loan payments
  • Frequent account lockouts
  • Unresponsive customer support

Requested features

3 requests
  • Restore previous app functionality
  • Improve app layout and user experience
  • Ensure reliable check deposit and other core features

In-app purchases

None

PCNB Mobile

No in-app purchases

None

MHV Digital Banking App

No in-app purchases

Questions

Is PCNB Mobile free?
PCNB Mobile is free to download, with no in-app purchases.
Is MHV Digital Banking App free?
MHV Digital Banking App is free to download, with no in-app purchases.
Which has better reviews, PCNB Mobile or MHV Digital Banking App?
PCNB Mobile is rated higher. PCNB Mobile averages 4.5 out of 5 from 48 ratings, while MHV Digital Banking App averages 4.3 from 1.4K ratings.
Do PCNB Mobile or MHV Digital Banking App have ads?
PCNB Mobile shows ads; MHV Digital Banking App does not.
Which is updated more often, PCNB Mobile or MHV Digital Banking App?
PCNB Mobile ships an update monthly, and MHV Digital Banking App every 5 months. Most recently, PCNB Mobile was updated on September 6, 2026 and MHV Digital Banking App on September 22, 2026.

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