PCNB Mobile vs MHV Digital Banking App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PCNB Mobile
Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Direct customer service contact
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The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
MHV Digital Banking App
Manage your finances with an enhanced digital banking app. It offers streamlined access and innovative features for easier and more efficient financial management.
- Enhanced digital banking
- Streamlined access
- Innovative features
- Efficient financial management
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Bank like never before with MHV’s enhanced Digital Banking Mobile App. With innovative features and streamlined access, managing your finances is easier and more efficient than ever.
Screenshots
Verdict
The clearest difference is review sentiment: MHV Digital Banking App at 45% against PCNB Mobile's 0%. MHV Digital Banking App also leads on ads (none vs shown) and ratings volume (1.4K vs 48). PCNB Mobile's advantage is update cadence (monthly vs every 5 months) and rating (4.5 vs 4.3). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PCNB Mobile holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: MHV Digital Banking App has 1.4K ratings behind it against 48, so its average is the more settled of the two. Written reviews complicate that: 0% of PCNB Mobile's written reviews are positive against 45% of MHV Digital Banking App's, so the app with the better star average is not the one people write more warmly about.
PCNB Mobile ships an update monthly, MHV Digital Banking App every 5 months. The most recent releases landed on September 6, 2026 and September 22, 2026 respectively.
| Parameter | PCNB Mobile | MHV Digital Banking App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (48 ratings) — better | 4.3 (1.4K ratings) |
| Positive reviews | 0.0% of reviews | 44.9% of reviews — better |
| Number of ratings | 48 | 1.4K — better |
| Update frequency | Monthly — better | Every 5 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 158 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Putnam County National Bank | Mid-Hudson Valley FCU |
Customer experience
PCNB Mobile
MHV Digital Banking App
Bugs and requests
PCNB Mobile
Not enough reviews yet to summarise bugs or requests.
MHV Digital Banking App
Reported bugs
3 issues- Inability to make loan payments
- Frequent account lockouts
- Unresponsive customer support
Requested features
3 requests- Restore previous app functionality
- Improve app layout and user experience
- Ensure reliable check deposit and other core features
In-app purchases
PCNB Mobile
No in-app purchases
MHV Digital Banking App
No in-app purchases
Questions
Is PCNB Mobile free?
Is MHV Digital Banking App free?
Which has better reviews, PCNB Mobile or MHV Digital Banking App?
Do PCNB Mobile or MHV Digital Banking App have ads?
Which is updated more often, PCNB Mobile or MHV Digital Banking App?
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