PCNB Mobile vs Shillak
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PCNB Mobile
Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Direct customer service contact
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The Putnam County National Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Putnam County National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Putnam County National Bank Mobile App, you must be enrolled as an Putnam County National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Shillak
This app simplifies joint financial management for couples and families. It allows users to view combined bank balances, receive low-balance alerts, and easily request transfers between partners. Designed to reduce financial stress and improve communication.
- Link multiple bank accounts
- Combined balances at a glance
- Custom low-balance alerts
- One-tap transfer requests
- Invite partner easily
- AI-powered cash flow predictions (Premium)
- Transaction details by category (Premium)
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Stop fighting about money with your partner. Shillak is the simplest way for couples and families to manage finances together. See all your bank balances in one place, get notified when any account runs low, and request transfers from your partner with one tap — no awkward 9 PM texts about overdrafts. WHY COUPLES LOVE SHILLAK • Two paychecks, two banks, no idea who paid rent? Solved. • See your partner's checking balance side-by-side with yours • Get a push notification the moment any account drops below your threshold • Request a transfer with one tap — your partner sees it instantly • Built specifically for couples and families, not just individuals FEATURES • Link multiple bank accounts (Bank of America, Chase, Capital One, Wells Fargo, and 12,000+ more via Plaid) • Combined balances at a glance • Custom low-balance alerts ($50 / $100 / $500 / your choice) • One-tap transfer requests via Venmo or Zelle • Invite your partner with a tap-to-join link • Full dark mode SHILLAK PREMIUM Upgrade to unlock the full experience: • AI-powered cash flow predictions • Browse past months of spending history • Transaction details by category • Unlimited bank accounts • Up to 4 family members per Home Monthly: $4.99/month — auto-renews monthly until canceled Annual: $39.99/year — auto-renews yearly until canceled (save 33%) PRIVACY & SECURITY Your bank credentials NEVER touch our servers. Shillak uses Plaid (the same secure backend used by Venmo, Robinhood, and Coinbase) to connect to your bank. We don't sell your data. We don't run ads. Ever. Phone-based authentication via Firebase. End-to-end HTTPS. Your data is yours. PERFECT FOR • Couples sharing finances for the first time • Newlyweds combining accounts • Parents managing the family budget • Roommates splitting bills • Anyone tired of the "did you pay rent?" text thread Download Shillak free and stop fighting about money tonight. Terms of Use (EULA): https://www.vroombaby.com/shillak/terms/ Privacy Policy: https://www.vroombaby.com/shillak/privacy/
Screenshots
Verdict
The clearest difference is review sentiment: Shillak at 100% against PCNB Mobile's 0%. Shillak also leads on rating (5.0 vs 4.5) and update cadence (every 3 days vs monthly). PCNB Mobile's advantage is in-app purchases (none vs 2) and ratings volume (53 vs 2). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Shillak sells 2 in-app purchases, starting at $4.99 per month. PCNB Mobile asks for nothing beyond the download.
Shillak holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: PCNB Mobile has 53 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of PCNB Mobile's written reviews are positive against 100% of Shillak's.
PCNB Mobile ships an update monthly, Shillak every 3 days. Both last shipped on October 24, 2026.
| Parameter | PCNB Mobile | Shillak |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (53 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 53 — better | 2 |
| Update frequency | Monthly | Every 3 days — better |
| Ads | Yes | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.0 — better |
| Further details — not scored | ||
| Size | 158 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Putnam County National Bank | VROOMBABY LLC |
Customer experience
PCNB Mobile
Shillak
In-app purchases
PCNB Mobile
No in-app purchases
Shillak
- Monthly$4.991 Month
- Yearly$39.991 Year









