Shillak vs Boring Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Shillak
This app simplifies joint financial management for couples and families. It allows users to view combined bank balances, receive low-balance alerts, and easily request transfers between partners. Designed to reduce financial stress and improve communication.
- Link multiple bank accounts
- Combined balances at a glance
- Custom low-balance alerts
- One-tap transfer requests
- Invite partner easily
- AI-powered cash flow predictions (Premium)
- Transaction details by category (Premium)
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Stop fighting about money with your partner. Shillak is the simplest way for couples and families to manage finances together. See all your bank balances in one place, get notified when any account runs low, and request transfers from your partner with one tap — no awkward 9 PM texts about overdrafts. WHY COUPLES LOVE SHILLAK • Two paychecks, two banks, no idea who paid rent? Solved. • See your partner's checking balance side-by-side with yours • Get a push notification the moment any account drops below your threshold • Request a transfer with one tap — your partner sees it instantly • Built specifically for couples and families, not just individuals FEATURES • Link multiple bank accounts (Bank of America, Chase, Capital One, Wells Fargo, and 12,000+ more via Plaid) • Combined balances at a glance • Custom low-balance alerts ($50 / $100 / $500 / your choice) • One-tap transfer requests via Venmo or Zelle • Invite your partner with a tap-to-join link • Full dark mode SHILLAK PREMIUM Upgrade to unlock the full experience: • AI-powered cash flow predictions • Browse past months of spending history • Transaction details by category • Unlimited bank accounts • Up to 4 family members per Home Monthly: $4.99/month — auto-renews monthly until canceled Annual: $39.99/year — auto-renews yearly until canceled (save 33%) PRIVACY & SECURITY Your bank credentials NEVER touch our servers. Shillak uses Plaid (the same secure backend used by Venmo, Robinhood, and Coinbase) to connect to your bank. We don't sell your data. We don't run ads. Ever. Phone-based authentication via Firebase. End-to-end HTTPS. Your data is yours. PERFECT FOR • Couples sharing finances for the first time • Newlyweds combining accounts • Parents managing the family budget • Roommates splitting bills • Anyone tired of the "did you pay rent?" text thread Download Shillak free and stop fighting about money tonight. Terms of Use (EULA): https://www.vroombaby.com/shillak/terms/ Privacy Policy: https://www.vroombaby.com/shillak/privacy/
Boring Budget
Take control of your finances with this app that simplifies budgeting through customizable envelopes. Track spending, set goals, and visualize trends with secure bank syncing or manual entry. Features include transaction splitting, recurring charge detection, and insightful reports.
- Envelope budgeting
- Secure bank sync via Plaid
- Split transactions
- Recurring charge detection
- Spend & save goals
- Spending reports
- Privacy mode
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Boring Budget makes budgeting simple by putting you in control of every dollar. Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds. FEATURES • Envelope budgeting — allocate every dollar into named budget envelopes • Bank sync — connect checking, savings, credit, and investment accounts via Plaid • Split transactions — divide a single purchase across multiple envelopes • Recurring detection — automatically surfaces subscriptions and recurring charges • Spend & save goals — set targets per envelope and track your progress • Allocation presets — assign transactions to your envelopes in one tap • Reports — visualize spending trends, category breakdowns, and year-over-year comparisons • Transfers — move money between envelopes without changing your total balance • Privacy mode — blur sensitive numbers when others are nearby • Dark mode — full dark theme support • Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real. Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere.
Screenshots
Verdict
The clearest difference is in-app purchases: Boring Budget at none against Shillak's 2. Boring Budget also leads on ads (none vs shown) and iOS requirement (15.1 vs 18.0). Shillak's advantage is update cadence (every 3 days vs every 9 days). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Shillak sells 2 in-app purchases, starting at $4.99 per month. Boring Budget asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Shillak against 5.0 for Boring Budget. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Shillak ships an update every 3 days, Boring Budget every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Shillak | Boring Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 3 days — better | Every 9 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 26 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | VROOMBABY LLC | Tyler McCoy |
Customer experience
Shillak
Boring Budget
In-app purchases
Shillak
- Monthly$4.991 Month
- Yearly$39.991 Year
Boring Budget
No in-app purchases








