Comparison

LOCK MEMO vs Budget planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LOCK MEMO

This app offers a straightforward way to create and manage private notes with robust passcode protection. It's designed for intuitive use, requiring no complex setup to keep your personal information, ideas, and daily entries secure and organized.

Highlights
  • Passcode protection
  • Create and edit notes
  • Folder management
  • Search notes
  • iCloud backup
  • Adjustable font size
Read full description

LOCK MEMO is a simple and secure note app with password protection. Designed with simplicity in mind, anyone can use it intuitively without complicated steps. No complex setup is required. Start using it today. ※ Password protection must be enabled in settings. ** Features ** • Create and edit notes • Passcode protection • Adjust font size • Character and line counter • Search notes • Folder management • iCloud backup • URL scheme (pwmm:) Perfect for storing private information, ideas, daily notes, and personal content securely. Keep your notes safe and organized with LOCK MEMO. ■ Terms of Use https://eeggs.jp/terms-of-use-en

About

Budget planner

Features
Read full description

Home-Funds is the simplest way to budget for the month. Add income, set aside savings and investments, subtract expenses, and track what is left. Use it solo, with family, roommates, couples, students, or with kids => NO SUBSCRIPTIONS. NO SIGNUPS. NO ADS. • Works fully offline • No account setup required • Data stays on your device • Optional iCloud sync • Hub tool: export expenses to hub for central management & budgeting => WHAT YOU CAN DO • Add unlimited expenses: recurring bills and one-time bills • Track monthly income, savings, investments, and spending • Get bill due reminder notifications • Set and track financial goals • Use lock and lock-guard to prevent unwanted prying • Import and export expense requests in seconds • Earn budgeting skills by reaching our badge milestones • Export reports as CSV for further analysis => BUILT FOR REAL HOMES Home-Funds is designed for families, roommates, students, couples, kids, and anyone who wants a simple budget solution without a complicated household financial system. => PRIVATE + OFFLINE FIRST Your budget data is stored locally on your device. iCloud sync is optional and fully under your control. => PREMIUM Try Home-Funds with 5 expneses. Unlock lifetime access with a one-time purchase. No recurring fees. No auto-renewal.

Screenshots

LOCK MEMO2 screens
Budget planner4 screens

Verdict

The call

The clearest difference is ads: Budget planner at none against LOCK MEMO's shown. Budget planner also leads on device support (3 vs 1) and iOS requirement (12 vs 17.0). LOCK MEMO's advantage is update cadence (monthly vs every 3 months). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LOCK MEMO sells 1 in-app purchase, starting at $0.99 per month and Budget planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

LOCK MEMO ships an update monthly, Budget planner every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
LOCK MEMO versus Budget planner: the parameters behind the verdict, then further details
ParameterLOCK MEMOBudget planner
PriceFreeFree
Rating4.7 (496 ratings) — better—
Positive reviews74.5% of reviews—
Number of ratings496 — better—
Update frequencyMonthly — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.012 — better
Further details — not scored
Size33 MB45 MB
Age rating4+4+
DeveloperEasterEggsArnold Evanjo

Bugs and requests

LOCK MEMO

Reported bugs

6 issues
  • Notes disappearing from folders
  • Edit function becomes unavailable
  • App incompatible with newer iOS versions
  • Touch ID not functioning despite advertised
  • Password recovery issues
Show 1 more
  • App crashes or freezes

Requested features

9 requests
  • Alphabetical sorting of notes
  • Search functionality
  • Touch ID/biometric authentication
  • Text formatting options (bold, underline, italics)
  • Ability to share or export notes
Show 4 more
  • Picture upload capability
  • Increased storage space
  • Option to purchase ad-free version
  • Dark mode option

Budget planner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

LOCK MEMO

Subscriptions1
  • Premium Plan$0.991 Month
1 purchases

Budget planner

One-time1
  • Full lifetime unlock$4.99

Questions

Is LOCK MEMO free?
LOCK MEMO is free to download, with in-app purchases available.
Is Budget planner free?
Budget planner is free to download, with in-app purchases available.
Do LOCK MEMO or Budget planner have ads?
LOCK MEMO shows ads; Budget planner does not.
Which is updated more often, LOCK MEMO or Budget planner?
LOCK MEMO ships an update monthly, and Budget planner every 3 months. Most recently, LOCK MEMO was updated on October 29, 2026 and Budget planner on October 24, 2026.

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