Comparison

PaisaTopUp vs KishtSathi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

PaisaTopUp

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PaisaTopUp is a new-age lending firm formed by passionate ISB alums and ex-Googlers. PaisaTopUp is India’s first 100% online lending platform for personal loans. We are a company that wants to make credit easy for Indians.

About

KishtSathi

Features

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KishtSathi is a professional loan and EMI calculator designed for finance companies, NBFCs, microfinance institutions, loan agencies, and financial professionals. It helps calculate loan repayments quickly and accurately, making daily financial operations faster and more reliable. Features * Flat Interest EMI Calculator * Reducing Balance EMI Calculator * Monthly, Weekly, Daily & Custom EMI calculations * Loan Amount, Interest Rate & Tenure calculations * Offline calculation support * Fast, accurate and easy to use interface Designed For * Finance Companies * NBFCs * Microfinance Institutions * Loan Agents * Collection Executives * Financial Consultants KishtSathi is built to simplify loan calculations with accuracy, speed, and a clean professional interface, making it an ideal companion for finance professionals.

Screenshots

PaisaTopUp4 screens

KishtSathi4 screens

Verdict

The call

The clearest difference is iOS requirement: PaisaTopUp at 8.0 against KishtSathi's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PaisaTopUp ships an update every 5 weeks, KishtSathi every 3 weeks. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 5 level

PaisaTopUp versus KishtSathi: the parameters behind the verdict, then further details
Parameter	PaisaTopUp	KishtSathi
Price	Free	Free
Update frequency	Every 5 weeks	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	8.0 — better	15.6
Further details — not scored
Size	9 MB	30 MB
Age rating	17+	4+
Developer	Kanika Pandey	Zikasha Consultancy LLP

In-app purchases

None

PaisaTopUp

No in-app purchases

None

KishtSathi

No in-app purchases

Questions

Is PaisaTopUp free?

PaisaTopUp is free to download, with no in-app purchases.

Is KishtSathi free?

KishtSathi is free to download, with no in-app purchases.

Do PaisaTopUp or KishtSathi have ads?

Neither PaisaTopUp nor KishtSathi shows ads.

Which is updated more often, PaisaTopUp or KishtSathi?

PaisaTopUp ships an update every 5 weeks, and KishtSathi every 3 weeks. Most recently, PaisaTopUp was updated on October 29, 2026 and KishtSathi on October 31, 2026.