SmartOffice Mobile vs SMBC MultiCash Mobile Token

SmartOffice Mobile is the latest addition to Omikron’s Digital solutions range. The new service allows corporate customers to manage their financial activities directly via their smartphone. With a state of the art look-and-feel, the app allows the user to access accounts anytime, anywhere via mobile. It has never been easier to check the liquidity status across all accounts, or query individual transaction details. In addition, it is possible to view, validate and authorize payments. The mobile app also aims to bring the bank closer to the user. That’s why it is possible to check the closest bank locations at any time and find all necessary contact details at a glance. Benefits for the bank: - Complements the internet banking solution - Full range of functions – and easy to enhance - Seamless roll-out in bank’s branded Benefits for the bank’s clients: - Intuitive user experience - Full range of functions – used in parallel to internet banking (same credentials) - Proven security levels SmartOffice Mobile – bank the way you want, whenever you want! For detailed information, please contact your relationship manager at Omikron, or your local Omikron partner.

As part of SMBC Group’s commitment to online security and excellent Customer experience, we have introduced the “SMBC MultiCash Digital Token” app. The app provides significantly enhanced security features when compared to traditional OTP generating token and delivers an improved login experience through secure authentication. Further, the app allows for the “Dynamic Linking” of payments by letting approval users validate and digitally sign payment details “out of ban”, thus providing enhanced protection against fraud. When you approve E-payments, the contents are sent to the SMBC MultiCash Digital Token App for signing by the scanning of a “Cronto Image” that contains details of the payments you have selected for approval. By scanning this “Cronto Image” into your SMBC MultiCash Digital Token app, it can display the payment information and will allow you to sign them by inputting a response generated by the mobile app. This means that when the Bank receives payment orders, the system can verify that they are genuine. The App only reads the data already available to you at the time of authorisation. This data is never stored on the phone or is viewable other than when you access the app at the point of authorisation. No transaction history is ever available on the mobile device.