Comparison

HCFCU Mobile App vs WSB BSB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HCFCU Mobile App

Aggregate all your financial accounts, including those from other institutions, into a single, real-time view. Stay organized and make informed financial decisions with secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Read full description

App Description: The HCFCU Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Holyoke Community FCU customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the HCFCU Mobile App, you must be enrolled as a Holyoke Community FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

WSB BSB Mobile

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and deposit checks directly from your web-enabled device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs
Features
Read full description

Wray State Bank Mobile App allows the customer to quickly access their online banking accounts wherever and whenever. The customer can check balances, view transaction history, transfer money, pay bills, deposit checks or locate ATMs from your web enabled mobile device

Screenshots

HCFCU Mobile App4 screens
WSB BSB Mobile4 screens

Verdict

The call

The clearest difference is ads: WSB BSB Mobile at none against HCFCU Mobile App's shown. WSB BSB Mobile also leads on rating (5.0 vs 4.7) and monetization model (free vs ad-supported). HCFCU Mobile App's advantage is ratings volume (72 vs 1) and update cadence (monthly vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

WSB BSB Mobile holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: HCFCU Mobile App has 72 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

HCFCU Mobile App ships an update monthly, WSB BSB Mobile every 4 months. The most recent releases landed on September 29, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 3 level
HCFCU Mobile App versus WSB BSB Mobile: the parameters behind the verdict, then further details
ParameterHCFCU Mobile AppWSB BSB Mobile
PriceFreeFree
Rating4.7 (72 ratings)5.0 (1 ratings) — better
Number of ratings72 — better1
Update frequencyMonthly — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size33 MB6 MB
Age rating4+4+
DeveloperHolyoke Community Federal Credit Union (INC)Wray State Bank

Customer experience

HCFCU Mobile App

All ratings72 ratings
Positive94.4%
Neutral2.8%
Negative2.8%

WSB BSB Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HCFCU Mobile App

No in-app purchases

None

WSB BSB Mobile

No in-app purchases

Questions

Is HCFCU Mobile App free?
HCFCU Mobile App is free to download, with no in-app purchases.
Is WSB BSB Mobile free?
WSB BSB Mobile is free to download, with no in-app purchases.
Which has better reviews, HCFCU Mobile App or WSB BSB Mobile?
WSB BSB Mobile is rated higher. HCFCU Mobile App averages 4.7 out of 5 from 72 ratings, while WSB BSB Mobile averages 5.0 from 1 ratings.
Do HCFCU Mobile App or WSB BSB Mobile have ads?
HCFCU Mobile App shows ads; WSB BSB Mobile does not.
Which is updated more often, HCFCU Mobile App or WSB BSB Mobile?
HCFCU Mobile App ships an update monthly, and WSB BSB Mobile every 4 months. Most recently, HCFCU Mobile App was updated on September 29, 2026 and WSB BSB Mobile on October 14, 2026.

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