你我嘉选 vs U钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
你我嘉选
Read full descriptionHide full description
你我嘉选是一家互联网信息服务平台，2011年6月上线运营至今，期间经历品牌更名升级。你我嘉选平台现由上海峄鑫网络科技有限公司运营，上海峄鑫是上海嘉银金融科技股份有限公司全资子公司上海嘉捷互联网金融信息服务有限公司的全资子公司。你我嘉选旨在建立起高效、透明、严选、便捷的信息资讯服务。 【财经资讯】 1.财富锦囊：每周更新知识干货，尽在财富锦囊； 2.每日嘉视：小姐姐每个工作日为你视频播报行业动态； 3.有道学堂：解读热门财经资讯，分享金融知识。 【联系我们】 你我嘉选官网：https://www.niwojiaxuan.com 客服电话： 400-027-6880（内陆） *市场有风险，选择需谨慎*
U钱包
This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.
- Loan amounts from 10,000-30,000 yuan
- Low interest rates from 0.021%
- Flexible monthly repayment options
- Online application with facial recognition
- Machine-driven approval process
- Big data risk control for security
Read full descriptionHide full description
【产品简介】 U钱包是一款个人借款推荐服务APP。手机一站式申请匹配模式可有效降低申请时间和借款成本。 【产品特点】 1、额度10000元-30000元。 2、利率低至0.021%， 降低还款压力。 3、还款方式 可根据个人需要灵活选择还款方式，支持按月还款。 4、线上操作 淘宝实名用户， “刷脸”识别，足不出户即可申请，方便快捷。 5、机器审批 无人工干预，根据评级，提升额度，更高效。 6、大数据风控 拥有严格的风控团队和先进的网络安全技术，基于全方位大数据审批测评，让您借款更安心。 【联系我们】 客服热线：4006849188 U钱包，优享利率。 借贷有风险，勿过度借贷
Screenshots
Verdict
The clearest difference is rating: 你我嘉选 at 4.8 against U钱包's 1.0. 你我嘉选 also leads on ratings volume (9 vs 1). U钱包's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
你我嘉选 holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: 你我嘉选 has 9 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | 你我嘉选 | U钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 9 — better | 1 |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 71 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | 上海峄鑫网络科技有限公司 | 德云晟小额贷款股份有限公司 |
Customer experience
你我嘉选
U钱包
In-app purchases
你我嘉选
No in-app purchases
U钱包
No in-app purchases
