Comparison

DiPocket | Finance & Payments vs Optim System app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DiPocket | Finance & Payments

Manage your money with ease using this secure and user-friendly financial app. Send money internationally, make payments, and control your daily finances with features like multi-currency accounts and prepaid debit cards. Open an account in minutes and save on banking fees.

Highlights
  • Multi-currency accounts
  • Mastercard prepaid debit cards
  • Free international money transfers
  • Low-cost bank transfers
  • Joint accounts
  • Real-time transaction notifications
Features
Read full description

DiPocket is the financial app that makes managing your money a joy. Whether you’re transferring funds internationally, travelling abroad, or simply making or receiving payments DiPocket is secure, easy to use, and gives you total control of your day-to-day finances. And you can use the DiPocket card wherever Mastercard is accepted Try us! Open an online current account and send money with DiPocket! All you need is a smartphone and 3 minutes, and your DiPocket account will be ready to save you money on banking fees and make your life easier! Our key features: · Accounts in several currencies (euro, pounds, dollars and zloty) · Mastercard prepaid debit cards with Apple Pay · Free and immediate money transfers between DiPocket users, anywhere in the world and in any supported currency · Low-cost bank transfers · Great exchange rates · Transparent conditions, no hidden fees and extra charges · Joint accounts · Real-time transaction notifications · Safe way to travel without cash · Much easier and faster than to open a bank account · Available to customers from 13 years of age For your peace of mind, DiPocket is authorized and supervised by the Bank of Lithuania as an Electronic Money Institution (#75). Your money is protected by the best available bank-grade technology and is kept safe with some of the strongest European banks.

About

Optim System app

Features
Read full description

Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending

Screenshots

DiPocket | Finance & Payments4 screens
Optim System app4 screens

Verdict

The call

The clearest difference is update cadence: Optim System app at every 9 days against DiPocket | Finance & Payments's every 2 months. DiPocket | Finance & Payments's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DiPocket | Finance & Payments ships an update every 2 months, Optim System app every 9 days. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
DiPocket | Finance & Payments versus Optim System app: the parameters behind the verdict, then further details
ParameterDiPocket | Finance & PaymentsOptim System app
PriceFreeFree
Rating4.6 (24 ratings) — better—
Positive reviews54.5% of reviews—
Number of ratings24 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size58 MB44 MB
Age rating4+4+
DeveloperDiPocketOptim Systems, Ltd.

In-app purchases

None

DiPocket | Finance & Payments

No in-app purchases

None

Optim System app

No in-app purchases

Questions

Is DiPocket | Finance & Payments free?
DiPocket | Finance & Payments is free to download, with no in-app purchases.
Is Optim System app free?
Optim System app is free to download, with no in-app purchases.
Do DiPocket | Finance & Payments or Optim System app have ads?
Neither DiPocket | Finance & Payments nor Optim System app shows ads.
Which is updated more often, DiPocket | Finance & Payments or Optim System app?
DiPocket | Finance & Payments ships an update every 2 months, and Optim System app every 9 days. Most recently, DiPocket | Finance & Payments was updated on October 24, 2026 and Optim System app on October 21, 2026.

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