DiPocket | Finance & Payments vs Optim System app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DiPocket | Finance & Payments
Manage your money with ease using this secure and user-friendly financial app. Send money internationally, make payments, and control your daily finances with features like multi-currency accounts and prepaid debit cards. Open an account in minutes and save on banking fees.
- Multi-currency accounts
- Mastercard prepaid debit cards
- Free international money transfers
- Low-cost bank transfers
- Joint accounts
- Real-time transaction notifications
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DiPocket is the financial app that makes managing your money a joy. Whether you’re transferring funds internationally, travelling abroad, or simply making or receiving payments DiPocket is secure, easy to use, and gives you total control of your day-to-day finances. And you can use the DiPocket card wherever Mastercard is accepted Try us! Open an online current account and send money with DiPocket! All you need is a smartphone and 3 minutes, and your DiPocket account will be ready to save you money on banking fees and make your life easier! Our key features: · Accounts in several currencies (euro, pounds, dollars and zloty) · Mastercard prepaid debit cards with Apple Pay · Free and immediate money transfers between DiPocket users, anywhere in the world and in any supported currency · Low-cost bank transfers · Great exchange rates · Transparent conditions, no hidden fees and extra charges · Joint accounts · Real-time transaction notifications · Safe way to travel without cash · Much easier and faster than to open a bank account · Available to customers from 13 years of age For your peace of mind, DiPocket is authorized and supervised by the Bank of Lithuania as an Electronic Money Institution (#75). Your money is protected by the best available bank-grade technology and is kept safe with some of the strongest European banks.
Optim System app
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Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending
Screenshots
Verdict
The clearest difference is update cadence: Optim System app at every 9 days against DiPocket | Finance & Payments's every 2 months. DiPocket | Finance & Payments's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DiPocket | Finance & Payments ships an update every 2 months, Optim System app every 9 days. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.
| Parameter | DiPocket | Finance & Payments | Optim System app |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (24 ratings) — better | — |
| Positive reviews | 54.5% of reviews | — |
| Number of ratings | 24 — better | — |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 58 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | DiPocket | Optim Systems, Ltd. |
In-app purchases
DiPocket | Finance & Payments
No in-app purchases
Optim System app
No in-app purchases
Questions
Is DiPocket | Finance & Payments free?
Is Optim System app free?
Do DiPocket | Finance & Payments or Optim System app have ads?
Which is updated more often, DiPocket | Finance & Payments or Optim System app?
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