Comparison

UniTerm vs Procharge EMV

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UniTerm

This software facilitates secure EMV chip and PIN card transactions by integrating with a payment server. It provides a simple interface for point-of-sale applications to manage the transaction process and securely handle sensitive card data, keeping POS software out of PCI validation scope.

Highlights
  • EMV certified
  • PA-DSS validated
  • Secure transaction management
  • Simple application interface
  • Handles sensitive card data
  • PCI PA-DSS out-of-scope
Features
Read full description

UniTerm® is a small, sophisticated, EMV certified and PA-DSS validated software application that facilitates software integrations for performing EMV (chip and pin) card transactions with the Monetra® payment server software. UniTerm® provides a simple application interface and securely manages the EMV transaction process. The POS application software simply sends a transaction request to the UniTerm component. UniTerm then interacts with the terminal and the Monetra server software as required to perform the requested transaction, and returns the results to the POS app. UniTerm® is designed to securely handle all sensitive card data, keeping POS application software “out-of-scope” for PCI PA-DSS validation requirements. https://www.monetra.com/ https://www.monetra.com/emv https://www.monetra.com/uniterm

About

Procharge EMV

Accept credit, debit, and gift cards securely on your iOS device. Manage inventory, calculate totals, process sales, add tips, and issue refunds. Reconcile sales instantly through the ProCharge Gateway.

Highlights
  • Accept credit, debit, and gift cards
  • Secure payment processing
  • Inventory management
  • Built-in calculator for order totals
  • Process sales, add tips, and refund customers
  • Instant sales reconciliation
Features
Read full description

ProCharge® EMV enables you to accept credit, debit, and gift cards as well as reconcile your cash sales through your iOS Device, securely. Manage inventory right from your device and easily add new items with a simple tap of the screen. Use the built-in calculator to tally up an order total so there’s no leaving the app! Process sales, add tips, refund customers, and then reconcile any sale instantly through the ProCharge Gateway. ProCharge is powered by industry-leading payment processor Electronic Payments. To view if your device is compatible with our card reader, visit www.procharge.com/devices Simplify Your Business: Use ProCharge EMV to get paid next day for your sales, stop chasing your customers for payment, and manage your entire business through the ProCharge Gateway.

Screenshots

UniTerm2 screens
Procharge EMV4 screens

Verdict

The call

The clearest difference is rating: Procharge EMV at 5.0 against UniTerm's 4.0. Procharge EMV also leads on review sentiment (100% vs 67%). UniTerm's advantage is iOS requirement (11.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Procharge EMV holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews point the same way: 67% of UniTerm's written reviews are positive against 100% of Procharge EMV's.

UpkeepUpdate frequency

UniTerm ships an update monthly, Procharge EMV every 2 months. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
UniTerm versus Procharge EMV: the parameters behind the verdict, then further details
ParameterUniTermProcharge EMV
PriceFreeFree
Rating4.0 (3 ratings)5.0 (4 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings34 — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size16 MB38 MB
Age rating4+4+
DeveloperMonetra Technologies LLCElectronic Payments, Inc.

Customer experience

UniTerm

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Procharge EMV

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UniTerm

No in-app purchases

None

Procharge EMV

No in-app purchases

Questions

Is UniTerm free?
UniTerm is free to download, with no in-app purchases.
Is Procharge EMV free?
Procharge EMV is free to download, with no in-app purchases.
Which has better reviews, UniTerm or Procharge EMV?
Procharge EMV is rated higher. UniTerm averages 4.0 out of 5 from 3 ratings, while Procharge EMV averages 5.0 from 4 ratings.
Do UniTerm or Procharge EMV have ads?
Neither UniTerm nor Procharge EMV shows ads.
Which is updated more often, UniTerm or Procharge EMV?
UniTerm ships an update monthly, and Procharge EMV every 2 months. Most recently, UniTerm was updated on October 23, 2026 and Procharge EMV on October 15, 2026.

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