UniTerm vs Procharge EMV
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UniTerm
This software facilitates secure EMV chip and PIN card transactions by integrating with a payment server. It provides a simple interface for point-of-sale applications to manage the transaction process and securely handle sensitive card data, keeping POS software out of PCI validation scope.
- EMV certified
- PA-DSS validated
- Secure transaction management
- Simple application interface
- Handles sensitive card data
- PCI PA-DSS out-of-scope
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UniTerm® is a small, sophisticated, EMV certified and PA-DSS validated software application that facilitates software integrations for performing EMV (chip and pin) card transactions with the Monetra® payment server software. UniTerm® provides a simple application interface and securely manages the EMV transaction process. The POS application software simply sends a transaction request to the UniTerm component. UniTerm then interacts with the terminal and the Monetra server software as required to perform the requested transaction, and returns the results to the POS app. UniTerm® is designed to securely handle all sensitive card data, keeping POS application software “out-of-scope” for PCI PA-DSS validation requirements. https://www.monetra.com/ https://www.monetra.com/emv https://www.monetra.com/uniterm
Procharge EMV
Accept credit, debit, and gift cards securely on your iOS device. Manage inventory, calculate totals, process sales, add tips, and issue refunds. Reconcile sales instantly through the ProCharge Gateway.
- Accept credit, debit, and gift cards
- Secure payment processing
- Inventory management
- Built-in calculator for order totals
- Process sales, add tips, and refund customers
- Instant sales reconciliation
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ProCharge® EMV enables you to accept credit, debit, and gift cards as well as reconcile your cash sales through your iOS Device, securely. Manage inventory right from your device and easily add new items with a simple tap of the screen. Use the built-in calculator to tally up an order total so there’s no leaving the app! Process sales, add tips, refund customers, and then reconcile any sale instantly through the ProCharge Gateway. ProCharge is powered by industry-leading payment processor Electronic Payments. To view if your device is compatible with our card reader, visit www.procharge.com/devices Simplify Your Business: Use ProCharge EMV to get paid next day for your sales, stop chasing your customers for payment, and manage your entire business through the ProCharge Gateway.
Screenshots
Verdict
The clearest difference is rating: Procharge EMV at 5.0 against UniTerm's 4.0. Procharge EMV also leads on review sentiment (100% vs 67%). UniTerm's advantage is iOS requirement (11.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Procharge EMV holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews point the same way: 67% of UniTerm's written reviews are positive against 100% of Procharge EMV's.
UniTerm ships an update monthly, Procharge EMV every 2 months. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.
| Parameter | UniTerm | Procharge EMV |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 4 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 16 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Monetra Technologies LLC | Electronic Payments, Inc. |
Customer experience
UniTerm
Procharge EMV
In-app purchases
UniTerm
No in-app purchases
Procharge EMV
No in-app purchases
Questions
Is UniTerm free?
Is Procharge EMV free?
Which has better reviews, UniTerm or Procharge EMV?
Do UniTerm or Procharge EMV have ads?
Which is updated more often, UniTerm or Procharge EMV?
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