车贷保 vs 智位星物联
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
车贷保
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【车贷保】是面向汽车金融风控领域的行业落地解决方案， 通过准确的风控模型计算、车辆实时位置监控、车辆轨迹跟踪、车辆行驶里程和区域分析和车联网大数据整合，针对新车按揭、二手车按揭、以及不押车贷款等一系列汽车金融业务，提供贷前贷后的放贷资金安全保障、降低金融风险、实现资金的最大化管理和增值。 ----主要功能---- 风控台，实现风控预警； 追踪：车辆实时位置监控、历史轨迹查看、导航追踪； 安防：一键设防、电子围栏报警范围及报警方式设置； 预警：报警信息及时推送，断电、离线、越界、长停、二押报警等； 统计：里程、油耗、报警统计报表；
智位星物联
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智位星是一款针对于车辆、人员等管理定制的软件，主要功能有：全链路车辆管理、实时车辆监管、智能调度管理、驾驶及车辆安全管理、完善的人员管理、专业的流向管理、全面的任务工单管理，提供高效的无纸化办公。 网页端登录注册即可使用，浏览器打开后输入网址：www.zwxiot.com
Screenshots
Verdict
The clearest difference is iOS requirement: 车贷保 at 8.0 against 智位星物联's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
车贷保 ships an update every 3 weeks, 智位星物联 every 4 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | 车贷保 | 智位星物联 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 73 MB | 47 MB |
| Age rating | 4+ | 17+ |
| Developer | Shenzhen Mapgoo Technology Co., Ltd. | 浙江康米斯信息技术有限公司 |
In-app purchases
车贷保
No in-app purchases
智位星物联
No in-app purchases
