Comparison

Pay724 vs Ourbit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay724

Read full description

Pay724 Pay724 offers a friendly, simple and minimalistic interface, that brings an easy, convenient and affordable way to top up an account instantly. If you have parents living abroad, and perhaps can't afford to give you a call when they wish to hear your voice.... If you are working abroad and your loved ones are awaiting you home and don’t have enough credit on their accounts to call you and let you know they are well... If you are simply enjoying a vacation away from home...or wish to surprise your friends by making them useful gifts – join Pay724! The applet is available in English language. SPECIAL FEATURES - easy, fast and reliable system; - 24/7 service availability; - instant global reach; - real time operations; - cost-effective and transparent prices; - quick delivery; - connectivity with multiple providers; - guarantied security of the payment operations; - excellent technical support; - we are always here to assist our customers on their queries.

About

Ourbit

This app offers a secure and user-friendly platform for trading digital assets. Buy, sell, and manage cryptocurrencies with instant trades, powerful analytical tools, and 24/7 customer support. It's designed for both experienced traders and newcomers to the crypto market.

Highlights
  • Instant cryptocurrency trades
  • Industry-leading security measures
  • User-friendly interface
  • Real-time market data and analysis
  • 24/7 customer support
  • Spot trading
  • New coin listings
Features
Read full description

Trade Everything. One app, one account to trade global markets. Ourbit is a SuperCEX that redefines the boundaries of global trading. Here, you can not only buy Bitcoin and trade over 800 cryptocurrencies, but also seamlessly invest in tokenized stocks, ETFs, commodities, forex, and Super IPOs—all consolidated into one app and a single account. Access global markets 24/7 without the hassle of constantly switching between multiple platforms. Why Choose Ourbit? One Account for Global Markets From major cryptocurrencies like BTC, ETH, SOL, ADA, and DOT, to tokenized stocks like NVIDIA, Tesla, and Apple, alongside global commodities like gold and crude oil—both Spot and derivatives are all available in one place. Ultra-Low Fees Enjoy 0 fees on Spot trading backed by industry-leading listing speeds and deep liquidity. Ourbit already supports over 800+ crypto assets and 90+ traditional financial instruments. Trusted by Over 1 Million Users Globally Serving over 1 million users across 100+ countries and regions. Our 24-hour Spot trading volume has surpassed $1 billion, while derivatives daily trading volume reaching billions of dollars. Market-Proven Performance Ranked #27 in Spot and #20 in Derivatives on CoinMarketCap; Ranked #18 in Spot on CoinGecko with a Trust Score of 8/10. Publicly Verifiable Security Ourbit has passed advanced penetration testing and authoritative security audits by top Web3 security firms Hacken and SlowMist. We provide a self-verifiable 1:1 Proof of Reserves (PoR). Your assets are fully protected by cold storage, 2FA, anti-phishing codes, and a world-class security team with years of anti-hacking expertise. Industry-Backed Network Ourbit has established partnerships with 100+ top-tier projects and partners such as BNB Chain, Solana Foundation, Tron, and Paxos, and has sponsored major industry events like Taipei Blockchain Week. What You Can Trade on Ourbit: - Buy & sell Bitcoin, Ethereum, and 800+ cryptocurrencies - Spot and derivatives trading backed by deep liquidity - Tokenized stocks and ETFs - Commodities and Forex - Exclusive Super IPO subscription opportunities Whether you want to buy your very first Bitcoin, trade high-leverage crypto Futures, or diversify into tokenized stocks while holding your digital assets, Ourbit brings every major financial market into a single, secure app. Download Ourbit today and start trading global markets in one app. Follow Ourbit’s official channels for the latest market updates and exclusive rewards. X(Twitter): https://x.com/ourbit Telegram: https://t.me/Ourbitglobal LinkedIn: https://www.linkedin.com/company/ourbit-exchange/ TikTok: https://www.tiktok.com/@ourbitexchange YouTube: https://www.youtube.com/@ourbitexchange Instagram: https://www.instagram.com/ourbie.waifu

Screenshots

Pay7244 screens
Ourbit4 screens

Verdict

The call

The clearest difference is update cadence: Ourbit at every 6 days against Pay724's every 40 months. Pay724's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay724 ships an update every 40 months, Ourbit every 6 days. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Pay724 versus Ourbit: the parameters behind the verdict, then further details
ParameterPay724Ourbit
PriceFreeFree
Rating—4.7 (256 ratings) — better
Positive reviews—54.5% of reviews
Number of ratings—256 — better
Update frequencyEvery 40 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.0
Further details — not scored
Size14 MB141 MB
Age rating4+4+
DeveloperPayPoint LLCOurbit Holdings Ltd

Bugs and requests

Pay724

Not enough reviews yet to summarise bugs or requests.

Ourbit

Reported bugs

10 issues
  • Account blocking without reason
  • Funds frozen for 90 days
  • Withdrawal issues after futures trading
  • App freezes during high activity
  • Mobile verification code not received
Show 5 more
  • Slippage on market orders
  • Random app closing
  • Theme not following system settings
  • Spam notifications
  • Error in verification

Requested features

5 requests
  • Improve following interface (percentage of total position)
  • Follow Binance/other exchange's position ratio for following
  • Implement OCO orders
  • Follow system settings for theme
  • Fix notification issues for irrelevant positions

In-app purchases

None

Pay724

No in-app purchases

None

Ourbit

No in-app purchases

Questions

Is Pay724 free?
Pay724 is free to download, with no in-app purchases.
Is Ourbit free?
Ourbit is free to download, with no in-app purchases.
Do Pay724 or Ourbit have ads?
Neither Pay724 nor Ourbit shows ads.
Which is updated more often, Pay724 or Ourbit?
Pay724 ships an update every 40 months, and Ourbit every 6 days. Most recently, Pay724 was updated on October 26, 2026 and Ourbit on October 30, 2026.

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