Comparison

InvestSMART vs Balmain Private

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InvestSMART

This app allows users to monitor their investments on the go. It offers a simple way to track your portfolio from anywhere.

Highlights
  • Monitor investments on the go
  • Simple investment tracking
  • ASX investing
  • Portfolio monitoring
Features
Read full description

InvestSMART is Australia's best ASX Investing app providing a simple way to monitor your investments on the go.

About

Balmain Private

Invest in and manage monthly income-producing commercial real estate loans. Access detailed loan information, track your portfolio's performance, and manage deposits and redemptions on the go. Generate custom reports for your financial needs.

Highlights
  • Invest in mortgage loans 24/7
  • View detailed loan information
  • Manage investment portfolio
  • Track performance and compare rates
  • Deposit and redeem funds
  • Generate custom investment reports
Features
Read full description

Balmain Private provides exclusive opportunities to invest and manage monthly income producing individual first mortgage loans backed by commercial real estate which has been credit approved and settled by Australia’s largest non-bank commercial loan manager. Sensible investing on the go. Smart management in your hands. Invest 24/7. Built for investors who seek competitive rates, have the skill and confidence to make informed investment choices and like to be out and about. You take control. So easy to use, manage your Loan portfolio at a time or place which suits you. View, sort and select the Loans which meet the level of risk and reward sought. Click to read a detailed SPDS’s on every Sub-Trust. Scroll photos and maps, all to help you make an informed investment decision. Easy management The Balmain Private App displays live data giving visibility and easy access to your entire portfolio of Sub-Trusts. Toggle between your accounts. Compare your performance to Balmain using Rate and LVR. View the status of both Cash Units and Loan Units. Deposit & Redeem. Get primed to invest. Move money from your bank to your Balmain Private Cash Units account. Your Cash Units sit in a Cash Management Account till you choose to invest. When required, redeem Cash Units back to your nominated bank account. Reporting which informs. Stay informed and up-to-date. Track, sort and report on all your investments. Export the data you need in the format you prefer. Manage your income and capital movements. Run reports which work for you, your advisor or your accountant. New to Balmain. Visit ‘About Balmain’ from the App home screen to view the Explainer video and Register for Updates or don’t hesitate in speaking to the Balmain Private Investments Team on 02 9232 8888 or via email on info@balmainprivate.com.au Important information. Unless otherwise stated, the services and products on this App are intended for use by residents of Australia only, and are not aimed at or intended for use by residents of any other jurisdiction. The Balmain Private Investments (App) is an online secure service provided to you as defined in the App under the Menu tab in Legal Documents. This App is owned and maintained by Balmain NB Corporation Limited. These Terms and Conditions together with the Balmain Discrete Mortgage Income Trusts Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statements (SPDS) and the Privacy Policy (which can be viewed in the App under the Menu tab in Legal Documents) govern your use of the App. You accept these Terms and Conditions, each time the App is accessed by you. The App is issued by Balmain Fund Administration Limited ABN 98 134 526 604, AFS Licence 333213 in its capacity as the responsible entity of the Balmain Discrete Mortgage Income Trusts ARSN 155 909 176. Balmain is committed to the delivery of quality services and information to its customers. This information is general product advice only and does not take into account the objectives, financial situation or particular needs of any person. You should consider whether this information is appropriate for you in light of your own objectives, financial situation and needs and consult with your financial advisor prior to making a decision to acquire and use the Balmain Private App.

Screenshots

InvestSMART4 screens
Balmain Private4 screens

Verdict

The call

The clearest difference is review sentiment: Balmain Private at 67% against InvestSMART's 30%. Balmain Private also leads on in-app purchases (none vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. InvestSMART sells 1 one-off in-app purchase. Balmain Private asks for nothing beyond the download.

UpkeepUpdate frequency

InvestSMART ships an update fortnightly, Balmain Private every 2 weeks. Both last shipped on November 2, 2026.

Scorecard3 real differences · 5 level
InvestSMART versus Balmain Private: the parameters behind the verdict, then further details
ParameterInvestSMARTBalmain Private
PriceFreeFree
Positive reviews30.4% of reviews66.7% of reviews — better
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size38 MB61 MB
Age rating4+4+
DeveloperInvestSMARTBALMAIN NB CORPORATION LIMITED

Customer experience

InvestSMART

Written reviews46 reviews
Positive30.4%
Neutral4.3%
Negative65.2%

Balmain Private

Written reviews6 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Bugs and requests

InvestSMART

Reported bugs

25 issues
  • Keeps logging me out
  • Has to re-login every time
  • Portfolio Manager removed
  • Account management and view gone
  • Intelligent Investor / Eureka Report subscription gone
Show 20 more
  • Recommendations gone
  • Interface is gone
  • Only shows InvestSmart portfolios, not user portfolios
  • Typo on login page ('Forgotton')
  • Issues loading, have to delete and reinstall
  • Have to log out and log in again every time app is reopened
  • Links to past articles lead to non-member pages
  • Dropdown boxes have black text on black background
  • App takes over speakers
  • New version locks users out, requires re-download
  • Nothing opens during trial, pop-ups imply multiple sign-ups needed
  • Cannot agree to terms during trial
  • No landscape mode on iPad
  • App asks to subscribe to premium when already subscribed
  • App crashes on iPhone XS
  • Email validator is incorrect
  • App no longer opens on iPhone
  • App gets stuck loading watch lists
  • Login button not responding
  • App doesn't work after latest update

Requested features

14 requests
  • Restore previous functionality
  • Bring back portfolio view
  • Restore all-in-one functionality of version 4
  • Allow users to change back to previous version
  • Develop a better app
Show 9 more
  • Fix black text on black dropdowns
  • Allow landscape on iPad
  • Ability to update account details
  • Fix login button responsiveness
  • Fix app crashing issues
  • Fix email validator
  • Fix app not opening issues
  • Allow users to unsubscribe from emails
  • Reduce number of notifications

Balmain Private

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

InvestSMART

One-time1
  • Yearly Subscription$499.99
None

Balmain Private

No in-app purchases

Questions

Is InvestSMART free?
InvestSMART is free to download, with in-app purchases available.
Is Balmain Private free?
Balmain Private is free to download, with no in-app purchases.
Do InvestSMART or Balmain Private have ads?
Neither InvestSMART nor Balmain Private shows ads.
Which is updated more often, InvestSMART or Balmain Private?
InvestSMART ships an update fortnightly, and Balmain Private every 2 weeks. Most recently, InvestSMART was updated on November 2, 2026 and Balmain Private on November 2, 2026.

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