Comparison

CWL MobilePay vs Cross Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CWL MobilePay

Pay your City Water and Light of Jonesboro utility bills conveniently from your mobile device. This application, powered by Paymentus Corporation, simplifies bill payments for customers.

Highlights
  • Pay utility bills
  • Mobile payment
  • City Water and Light of Jonesboro
  • Powered by Paymentus Corporation
Features
Read full description

CWL Mobile app powered by Paymentus Corporation. This application allows City Water and Light of Jonesboro (Arkansas) customers to pay utility bills from a mobile device.

About

Cross Bank

Manage your finances on the go with real-time transaction viewing, account balance checks, and secure payment options. Easily deposit checks, transfer funds, and set up bill payments. Enhanced security features include multi-factor authentication and card management tools.

Highlights
  • Real-time transaction viewing
  • Account balance checks
  • Secure iPay and Bill Pay
  • Mobile check deposits
  • Debit card management
  • Multi-factor authentication
Features
Read full description

Bank on the go 24/7 with the new Cross Bank digital banking app. With an updated, modern design you can bank easily from anywhere. Safe, secure and available to all Cross Bank online banking customers. Real-time Banking: •See transactions in real-time including processing items. •View account balances and review recent activity. •Check your latest account balance and search recent transactions by date, amount, or check number. •Pause your debit card, manage travel notifications, set card limits, and activate your debit card’s round up savings feature. Transfers: •Easily transfer cash between your accounts. iPay and Bill Pay: •Make secure payments to external accounts with iPay. •Set up bill pay for automatic payments and view recent and scheduled payments. Mobile Deposits: •Submit check deposits using your device’s camera. Available on mobile phones, laptops and tablets. •See processing deposits in real-time.1 Alerts: •Set up automatic alerts in your account for transactions over a certain amount or when your account drops below a certain limit. Security: •Updated security features with multi-factor authentication to better secure your account. •Touch ID® and Face ID® allows you to use a secure and more efficient sign-on experience using your device’s fingerprint or facial recognition.2 •Available pause button if you think your debit card has been lost or stolen. Member FDIC | Equal Housing Lender (1) Deposits are subject to verification and are not available for immediate withdrawal. Other restrictions might apply. (2) Some features may vary by device. Mobile carrier message and data rates may apply.

Screenshots

CWL MobilePay4 screens
Cross Bank3 screens

Verdict

The call

The clearest difference is rating: Cross Bank at 2.7 against CWL MobilePay's 1.4. CWL MobilePay's advantage is iOS requirement (5.11 vs 16.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cross Bank holds the better App Store score, 2.7 against 1.4. Both are backed by a comparable volume of ratings — 10 and 7 respectively.

Scorecard2 real differences · 8 level
CWL MobilePay versus Cross Bank: the parameters behind the verdict, then further details
ParameterCWL MobilePayCross Bank
PriceFreeFree
Rating1.4 (10 ratings)2.7 (7 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings10 — better7
Update frequency—Every 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS5.11 — better16.6
Further details — not scored
Size12 MB7 MB
Age rating4+4+
DeveloperPaymentus CorporationCross Bank

Customer experience

CWL MobilePay

All ratings8 ratings
Positive12.5%
Neutral0.0%
Negative87.5%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Cross Bank

All ratings7 ratings
Positive42.9%
Neutral0.0%
Negative57.1%

In-app purchases

None

CWL MobilePay

No in-app purchases

None

Cross Bank

No in-app purchases

Questions

Is CWL MobilePay free?
CWL MobilePay is free to download, with no in-app purchases.
Is Cross Bank free?
Cross Bank is free to download, with no in-app purchases.
Which has better reviews, CWL MobilePay or Cross Bank?
Cross Bank is rated higher. CWL MobilePay averages 1.4 out of 5 from 10 ratings, while Cross Bank averages 2.7 from 7 ratings.
Do CWL MobilePay or Cross Bank have ads?
Neither CWL MobilePay nor Cross Bank shows ads.

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