Comparison

UPay vs HUMANS.uz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPay

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

Highlights
  • Cashback on payments (UCoins)
  • Offline payment capability
  • Utility bill payments with receipts
  • Electronic wallet top-ups
  • Support for Uzcard, Humo, UnionPay
  • Online card-to-card transfers
  • State service payments
Read full description

To'lovlar uchun Cashback To'lovlarni amalga oshiring va UCoins shaklida Cashback ga ega bo'ling. UCoins bilan xizmatlarga to'lov qilishingiz mumkin. Offline holatida to'lov Internet tarmog'iga ulanmasdan turib ham to'lasangiz bo'ladi. Kommunal to'lovlar, kvitansiya va balansni ko'rish imkoniyati bilan Har bir to'lovdan so'ng kvitansiya olishingiz hamda balansingizni doimo kuzatish imkoniyati mavjud. Elektron hamyonni to'ldirish Webmoney, Qiwi, Yandex Money va boshqalarga to'lovlar. Kartalarni qo'llab-quvvatlash Banklarning Uzcard, HumoCard va UnionPay to'lov kartalari yordamida to'lang. Shuningdek, ATTO transport kartasining balansini to'ldirish bilan birga kuzatib borish ham mumkin. Pul o'tkazmalari Kartadan kartaga online tarzida pul o'tkazing. Davlat xizmatlari Notarius, FHDYO, Soliqlar, YHXBB jarimalari, my.gov.uz va boshqa davlat xizmatlari uchun to'lovlar. ----------------------------- Cashback при оплате Платите и получайте cashback в виде UCoins, которые можно использовать для оплаты услуг. Offline режим, оплата без интернета Можно платить даже без подключения к интернету. Коммунальные услуги с квитанцией и с балансом При каждой оплате дается квитанция, можно следить за балансом. Пополнение электронных кошельков Webmoney, Qiwi, Яндекс Деньги и др. Поддержка карт Платите с помощью банковских карт Uzcard, Humo, Unionpay. Также можно пополнять и следить за балансом единых транспортных карт ATTO. Перевод средств Переводите деньги с карты на карту в режиме онлайн. Госуслуги Оплата за Нотариус, ЗАГС, Налоги, Штрафы ГУБДД, my.gov.uz и другие госуслуги. ----------------------------- Yordam kerakmi? / Нужна помощь? Qo'llab-quvvatlash xizmati / Cлужба поддержки: +998 71 200 00 85 Telegram: t.me/upayuzb Facebook: fb.com/upay.uz Instagram: instagram.com/upay.uz Web: upay.uz

About

HUMANS.uz

This app helps users save money and earn rewards on their purchases. It offers commission-free money transfers, cashback on every purchase, and access to discounted products. Enjoy free communication and find the most beneficial solutions for everyday life.

Highlights
  • Commission-free money transfers
  • Cashback on every purchase
  • Discounted product purchases
  • Free communication services
  • Find beneficial life solutions
Read full description

Biz aql, zakovat va zukkolik qadrlanadigan mamlakatda yashaymiz. Biz har bir xariddan pul ishlaymiz, bizni aldash oson emas. Eng kam xarajat qilib, maksimal foyda olamiz. Kechki bozor qilamiz, chegirmalarni izlaymiz va istagan hayotiy vaziyatda eng foydali yechimlarni topamiz. Eng yaxshi takliflar ortidan biz vaqt va quvvatimizni sarflaymiz. Lekin, bularning barchasini bitta ilovadan olish mumkin bo'lgandachi? Endi HUMANS ilovasi bilan buning imkoniyati bor. Barcha kerakli xizmatlar alohida bo'lgandan ko'ra, bitta ilovada qulayroq bo'ldi, ba'zilari esa hatto bepul. HUMANS ilovasi bilan komissiyasiz pul o'tkazish, har bir xariddan keshbek ishlab olish, boshqa joylardagi kabi mahsulotlarni, lekin arzonroq narxda xarid qilish va bepul aloqadan fodalanish mumkin. HUMANS. Aqllilar ilovasi.

Screenshots

UPay4 screens
HUMANS.uz4 screens

Verdict

The call

The clearest difference is ads: UPay at none against HUMANS.uz's shown. UPay also leads on monetization model (free vs free with in-app purchases) and rating (4.9 vs 4.6). HUMANS.uz's advantage is update cadence (every 3 weeks vs every 6 weeks) and ratings volume (310 vs 78). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPay holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 78 and 310 respectively. Written reviews point the same way: 50% of UPay's written reviews are positive against 34% of HUMANS.uz's.

UpkeepUpdate frequency

UPay ships an update every 6 weeks, HUMANS.uz every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 3 level
UPay versus HUMANS.uz: the parameters behind the verdict, then further details
ParameterUPayHUMANS.uz
PriceFreeFree
Rating4.9 (78 ratings) — better4.6 (310 ratings)
Positive reviews50.0% of reviews — better34.2% of reviews
Number of ratings78310 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size37 MB205 MB
Age rating4+4+
DeveloperMaroqand, MChJHumans License PTE. LTD.

Customer experience

UPay

All ratings78 ratings
Positive97.4%
Neutral0.0%
Negative2.6%
Written reviews20 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

HUMANS.uz

All ratings310 ratings
Positive89.4%
Neutral1.9%
Negative8.7%
Written reviews73 reviews
Positive34.2%
Neutral8.2%
Negative57.5%

In-app purchases

None

UPay

No in-app purchases

None

HUMANS.uz

No in-app purchases

Questions

Is UPay free?
UPay is free to download, with no in-app purchases.
Is HUMANS.uz free?
HUMANS.uz is free to download, with no in-app purchases.
Which has better reviews, UPay or HUMANS.uz?
UPay is rated higher. UPay averages 4.9 out of 5 from 78 ratings, while HUMANS.uz averages 4.6 from 310 ratings.
Do UPay or HUMANS.uz have ads?
HUMANS.uz shows ads; UPay does not.
Which is updated more often, UPay or HUMANS.uz?
UPay ships an update every 6 weeks, and HUMANS.uz every 3 weeks. Most recently, UPay was updated on November 2, 2026 and HUMANS.uz on November 3, 2026.

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