交银基金 vs 鹏华A加钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
交银基金
This official investment platform offers comprehensive wealth management services, including cash management, net value inquiries, fund trading, and fee discounts. It provides features to save money, time, and effort with early access to product net values, account earnings, and market insights from fund managers.
- Cash management
- Fund trading
- Net value inquiry
- Fee discounts
- Market insights
- Investment education
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交银施罗德基金管理有限公司旗下官方投资平台交银基金，提供现金管理、净值查询、基金交易、费率优惠等强大功能，满足您全面的理财需求。 【特色功能】 1、省钱——充值超级现金宝，超宝购基0申购费 ！ 2、省时——产品净值早知道、账户收益早了解！ 3、省力——基金经理最新市场解读、理财资讯、投教陪伴，助您轻松购基！ 【公司介绍】 交银施罗德基金管理有限公司成立于2005年8月，是首批银行系合资基金公司。股东分别为交通银行、施罗德投资集团、中集集团，控股股东为交通银行。自成立以来，股东和股权结构保持稳定，充分发挥中外股东的全球经验和资源优势，已建立了完善的组织架构和严谨的投资研究体系。 交银施罗德基金拥有中西合璧的投资理念，智领远航的投资策略，坚持“诚信做人，专业做事”的核心价值观，配合丰富的资产管理经验和有效的风控手段，将尽最大努力为投资人提供优质的服务。 公司成立至今多次荣获金牛基金公司，旗下产品更是多次囊获金牛基金、金基金等专业奖项，得到了广大投资人的认可和喜爱。 【联系我们】 官方网站：www.fund001.com 官方微信：微信公众号“交银投顾管家” 客服热线：400-700-5000
鹏华A加钱包
This official platform allows investors to trade and inquire about public fund products from the company. It offers reduced transaction fees, real-time fund withdrawals up to a daily limit, and a wide range of investment products. Customer service is available for assistance.
- Reduced transaction fees with wallet currency and points
- Real-time withdrawals up to 80,000 daily
- Access to diverse fund types (money market, bonds, stocks, etc.)
- Discounted redemption fees for popular index funds
- One-on-one customer manager service
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买鹏华基金就选官方平台！ 鹏华A加钱包是鹏华基金唯一的官方APP。投资者可通过A加钱包对鹏华旗下公募基金产品进行交易和购买资产查询。资金在银行托管，安全有保障。 鹏华基金管理有限公司（简称“鹏华基金”）成立于1998年12月22日，注册资本15,000万元人民币，总部设在深圳。公司产品线齐全，旗下产品覆盖主动权益、债券、货币、海外投资等多类别产品。截至2025年12月31日，公司资产管理总规模为13,677亿，公司管理着387只公募基金，20只社保基金、养老基金及划转资本组合，累计服务客户2.18亿，客户盈利和分红为4,746亿。 【功能特点】 1、 购基真省钱：使用钱包货基转购+鹏豆，购买鹏华全场基金手续费低至0折！ 2、 钱包取现实时到账：每日最高8万快取额度实时到账，资金使用更便捷；普通取现不限额，下一交易日到账。（货基快取属于增值服务、依约可暂停） 3、 产品布局全：货币、债券、混合、股票、指数、QDII等系列产品均可交易，满足多品种、多场景的交易需求； 4、 赎回也打折：热门指数基金产品赎回费打2.5折，交易成本更低（详情以基金公告为准）； 5、 一对一服务：客户经理1对1服务，交流答疑有伙伴； 【与我联系】 小的反馈，大的感动！使用中有任何问题请联系我们： 反馈邮箱： service@phfund.com.cn 客服电话： 400-6788-533（工作日8:30-21:00，节假日9:00-17:00）
Screenshots
Verdict
The clearest difference is rating: 交银基金 at 3.0 against 鹏华A加钱包's 2.0. 交银基金 also leads on iOS requirement (9.0 vs 12.0). 鹏华A加钱包's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
交银基金 holds the better App Store score, 3.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | 交银基金 | 鹏华A加钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 59 MB | 73 MB |
| Age rating | 4+ | 17+ |
| Developer | 交银施罗德基金管理有限公司 | 鹏华基金管理有限公司 |
Customer experience
交银基金
鹏华A加钱包
In-app purchases
交银基金
No in-app purchases
鹏华A加钱包
No in-app purchases
