Comparison

Stax Pay vs Paylani Mobile Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stax Pay

This comprehensive payment processing toolset offers on-the-go business insights, cash flow management, and the ability to accept various payment types. It streamlines operations by allowing users to process refunds, send invoices, and manage customer data securely.

Highlights
  • Accept Visa, MasterCard, Discover, and American Express
  • Process refunds and accept tips
  • Send invoices and manage customer data
  • Securely store payment methods
  • Email receipts to multiple recipients
  • PCI-Compliant tokenization
Features
Read full description

Stax by Fattmerchant provides a flexible, scalable, all-in-one payments toolset so that you can move faster, think smarter, and make better decisions. The Stax Pay mobile app gives you powerful insights on-the-go, enabling you to spot trends, manage cash flow, and improve business performance wherever you happen to be. And, of course, you or your team can accept payments, process refunds, invoice customers, and much more all without having to download a separate app. With Stax Pay you can: - Swipe EMV chip cards with our optional bluetooth Stax mobile reader - Accept Visa, MasterCard, Discover, and American Express - Accept tips, apply discounts, and issue refunds - Key-in, swipe, dip, or photo capture card details - Email receipts to multiple customers and internal staff - Securely store payment methods for future transactions - Automatically sync payments and data to the Stax platform - Receive deposits to your bank account automatically on the next business day - Manage customers in real-time and send invoices, update contact information, and add new payment methods - Stay protected from liability with PCI-Compliant tokenization technology for managing credit card information The Stax Pay mobile app is all you need to run and grow your business, wherever you happen to be. We hope you’ll give it a try!

About

Paylani Mobile Payments

This mobile point-of-sale application enables businesses to accept payments securely using their existing merchant account. It supports various payment methods, customizable catalogs, and detailed reporting to streamline sales and business growth.

Highlights
  • Accept swipe, key-in, and split payments
  • Send customer invoices
  • Customizable shared product catalog
  • Tokenized customer information for security
  • Transaction history and detailed reports
  • Integrates with Network Merchants Inc. (NMI) gateway
Read full description

Paylani® is a full-featured mobile point of sale application for your business using your current merchant account. You can accept payments simply and securely on our platform with Network Merchants Inc. (NMI) payment gateway.  Paylani allows you to swipe, key-in, split payments or even send invoices to your customers. EMV Contact/Contactless coming soon. You can manage a completely customizable shared catalog and assign specific sales parameters based on categories, locations, venues, users, etc. Your customer information is tokenized to ensure complete security while maintaining easy sales and contact functionality. You can easily keep track of transactions with our transaction history, create and share detailed reports.  Paylani can equip you with everything you need to make mobile sales simple and still have all the robust features needed to grow your business.  GET STARTED:  Request a VAR sheet from your payment provider*. The VAR sheet should be configured for the Network Merchants (NMI) Gateway. 1. Contact the customer service department* listed on your monthly merchant statement, and request they email you a “VAR sheet” configured for the Network Merchants (NMI) Gateway. 2. Forward your merchant account’s VAR sheet to support@paylani.com (or one of our verified Paylani Resellers) 3. We will activate your mobile account and contact you with everything you need to start processing with Paylani. If you have any questions or need assistance, please contact us.   *If you do not currently have a payment provider, please email us at support@paylani.com and we will connect you with a qualified processor.

Screenshots

Stax Pay4 screens
Paylani Mobile Payments4 screens

Verdict

The call

The clearest difference is rating: Paylani Mobile Payments at 5.0 against Stax Pay's 2.1. Paylani Mobile Payments also leads on iOS requirement (9.0 vs 17.6). Stax Pay's advantage is ratings volume (27 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paylani Mobile Payments holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Stax Pay has 27 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Stax Pay ships an update monthly, Paylani Mobile Payments every 4 weeks. Both last shipped on November 2, 2026.

Scorecard3 real differences · 7 level
Stax Pay versus Paylani Mobile Payments: the parameters behind the verdict, then further details
ParameterStax PayPaylani Mobile Payments
PriceFreeFree
Rating2.1 (27 ratings)5.0 (4 ratings) — better
Positive reviews36.4% of reviews—
Number of ratings27 — better4
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.69.0 — better
Further details — not scored
Size232 MB57 MB
Age rating4+4+
DeveloperFattmerchant Inc.Paylani LLC

Customer experience

Stax Pay

All ratings27 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews22 reviews
Positive36.4%
Neutral0.0%
Negative63.6%

Paylani Mobile Payments

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Stax Pay

No in-app purchases

None

Paylani Mobile Payments

No in-app purchases

Questions

Is Stax Pay free?
Stax Pay is free to download, with no in-app purchases.
Is Paylani Mobile Payments free?
Paylani Mobile Payments is free to download, with no in-app purchases.
Which has better reviews, Stax Pay or Paylani Mobile Payments?
Paylani Mobile Payments is rated higher. Stax Pay averages 2.1 out of 5 from 27 ratings, while Paylani Mobile Payments averages 5.0 from 4 ratings.
Do Stax Pay or Paylani Mobile Payments have ads?
Neither Stax Pay nor Paylani Mobile Payments shows ads.
Which is updated more often, Stax Pay or Paylani Mobile Payments?
Stax Pay ships an update monthly, and Paylani Mobile Payments every 4 weeks. Most recently, Stax Pay was updated on November 2, 2026 and Paylani Mobile Payments on November 2, 2026.

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