iPay Nepal vs UnelmaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPay Nepal
This service acts as an online payment gateway, facilitating transactions between customers and merchants. Users can pre-fill an account with funds and then use them to pay for online purchases. It includes a second level of security with a transaction password for bill payments.
- Online payment gateway
- Intermediary between merchant and shopper
- Pre-fillable user account
- Fund usage for online purchases
- Transaction password security
- Bill payment functionality
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iPAY (www.iPay.com.np), a service of Muncha.com, is an online payment gateway and works as an intermediary between the merchant and the shopper for purchase of merchandise online. The process is such that the customer first opens an iPAY account which he prefills with funds (currently from web only). He can then use these funds to pay to the merchants signed up by iPAY for payment of products procured.We have also maintained the second level of security (Transaction Password) while paying the bills through iPay. In order to complete your payment you have to create the Transaction Password.
UnelmaPay
This digital wallet facilitates secure and convenient online payments. It enables users to transfer funds between wallets, accept payments via major gateways, and manage utility bill payments. It's a comprehensive payment ecosystem for seamless transactions.
- Online payment processing
- Wallet-to-wallet fund transfers
- Accept payments via third-party gateways
- Utility bill payments
- Top-up services
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Unelma Pay is a digital wallet that lets you pay, send and receive money — a complete payment ecosystem for everyday payments. WITH UNELMA PAY YOU CAN • Send money abroad — global remittance to supported countries, including Africa and Asia • Send international mobile top-up and recharge to phones worldwide • Send and receive money instantly between Unelma Pay users • Top up mobile balance and buy NTC & Ncell data packages • Pay utility bills — electricity, water, internet, TV, insurance premiums and traffic fines • Book domestic and international flights, hotels and bus tickets • Get a virtual Visa card for online payments worldwide • Buy international gift cards from hundreds of global brands • Load your wallet via local banks and supported payment partners • Track every payment with full history and downloadable PDF receipts Unelma Pay is more than a wallet — it's an entire payment ecosystem. JOIN THE COMMUNITY Facebook: https://www.facebook.com/unelmapay/ PROBLEMS? FEEDBACK? The more you tell us, the better UnelmaPay gets. https://unelmasupport.com
Screenshots
Verdict
The clearest difference is rating: iPay Nepal at 2.0 against UnelmaPay's 1.0. iPay Nepal also leads on ratings volume (5 vs 1) and iOS requirement (5.1.1 vs 15.0). UnelmaPay's advantage is update cadence (every 6 days vs fortnightly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iPay Nepal holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: iPay Nepal has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
iPay Nepal ships an update fortnightly, UnelmaPay every 6 days. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | iPay Nepal | UnelmaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (5 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 5 — better | 1 |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 5.1.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 31 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Muncha Internet Ventures | Unelma Platforms |
Customer experience
iPay Nepal
UnelmaPay
In-app purchases
iPay Nepal
No in-app purchases
UnelmaPay
No in-app purchases
